 Universal Acceptance
Use your Card at department stores, gas stations, grocery stores, restaurants and even places where cash can't go, such as bill payments over the phone, catalogue and internet shopping. Over 30 million merchants worldwide accept Visa Prepaid Debit Cards. 
Access to Cash Worldwide
Over 1 million ATMs worldwide accept Visa Prepaid Debit Cards. Have access to your cash wherever you go. PIN is required for ATM use.
All-Access Direct Deposit
Save time and money by enrolling in FREE direct deposit. No more check cashing fees, waiting in lines, trips to the bank, or lost checks. No bank account required.
Free Account to Account Transfers
Customers can transfer funds from their NetSpend account to any other NetSpend account for Free simply by logging on.
FDIC Insurance
All accounts are insured up to $250,000.
24/7 Account Access
Access your account balance, transaction history or report a Card lost or stolen online or via a toll free number 24 hours a day. 7 days a week.
Additional Cards
You can enjoy the added benefit of having up to 3 Prepaid Debit Cards on your account for friends or other family members. And best of all fund transfers between your Cards are FREE!
Reload Card Options
You can load funds on your Card an unlimited number of times. In addition you will also enjoy the flexibility of the following options to load money on the Card:
- Direct Deposit
- Bank ACH Transfers
- Retail Locations
- PayPal Transfers
FeeAdvantage™
A great money saving optional plan that allows you to make UNLIMITED monthly signature or PIN purchases for just $9.95 a month.
All-Access Bill Pay
Reduce the time consuming need to write checks and eliminate costly money orders by conveniently paying your bills online with your Prepaid Debit Card Account.
All-Access Wireless Alerts
A free service (standard text messaging rates apply) that allows you to always know your balance or be aware of any transactions made on your Card with alerts sent to your email or mobile phone.
NetSpend National Savings
We've increased the savings rate to 5% for a limited time! There's never been a better time to start saving money.
Save for a rainy day or special occasion with one of the best interest rates in the Nation. You can even setup automatic transfers from your Prepaid Debit Card account to your savings account.
All-Access Referral Program
Earn unlimited cash! For every activated Card you refer you earn $5 and they make $5.
*Refunds are at par. None of the fees listed are assessed by Inter National Bank N.A., MetaBank or the Card Association. International ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion.
| Pay-As-You-Go Customers |
| Signature Purchase Convenience Fee |
$1.00 |
| PIN Purchase Convenience Fee |
$2.00 |
| Card Fulfillment (Shipping & Handling) |
$9.95 |
| Fee Advantage Customers |
| Monthly Service Fee |
$9.95, billed on cardholder's cycle date |
| Signature Purchase Convenience Fee |
FREE |
| PIN Purchase Convenience Fee |
FREE |
| Card Fulfillment (Shipping & Handling) |
$9.95 |
| Other Fees |
| Adding or withdrawing funds to your account at local distributors |
Convenience fee determined by distributor |
| Account-to-Account Transfer -- Via Internet |
FREE |
| Account-to-Account Transfer -- Via Toll Free Number |
$4.95 |
| Non-Monetary Transactions -- Via Internet |
FREE |
| Non-Monetary Transactions -- Via Toll Free Number |
Up to $0.50 |
| Non-Monetary Transactions -- at ATM |
Up to $0.50 |
| Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days) |
$5.95 per month |
| Check or Additional Statement Mailing Fee |
$5.95 |
| Domestic ATM Cash Withdrawal / Cash Withdrawal at Distributor |
Up to $2.50 per withdrawal, plus ATM owner fees, if any |
| ATM Decline Fee |
Up to $1.00 per declined withdrawal |
| International ATM Cash Withdrawal |
$4.95 per withdrawal plus ATM owner fees, if any |
| Lost or Stolen Card Replacement Fee |
Up to $9.95 |
| 
