Get Up to
$1000
from the
People You Trust!

FILL OUT ONLINE APPLICATION



No faxing is required.

  

GET FAST, ONLINE APPROVAL



Once approved, a helpful ACE Cash Express representative will call you.

  

GET YOUR CASH!



Pick it up at your local ACE Cash Express, or have it electronically deposited to your account.

Apply Now
for a Payday Loan






--





By completing submission you agree to ACE Cash Express Terms, Conditions and Privacy Policy. ACE will send you communications and product announcements targeted to your interests. You may opt-out at any time.
Licenses and Rates

Bad Credit? No problem!



Even with bad credit, payday loans are available from ACE Cash Express. When you apply for a cash advance from us, there's no credit check! All you need is a job and a bank account. And every loan comes with a 48-hour satisfaction guarantee. So if you change your mind about your loan within 48 hours, just return it and pay nothing!
Breathe easy
with our 48-hour
Satisfaction Guarantee.

Just apply and you’re done.



We've streamlined the payday loan application process to make it easy for you to get the cash advance you need — fast. No faxing or collateral required! In fact, you can complete the application right now online and you'll get approval in minutes.
What are you
Waiting for?

Cash in hand today or deposited overnight.



Make sure you have your license and banking information handy to make applying even simpler. Once you've applied for your payday loan, you'll get approval for $100- $1000 in minutes. ACE Cash Express makes getting the fast cash you need easy – with a secure cash advance!
*In-store pick-up available only in Texas.
Get CASH in
a snap from ACE!

Fast Cash
  • Instant loan approval
  • Get cash in hand today
  • Or cash deposited overnight

Safe and Easy
  • Secure application
  • No faxing required
  • Quick application

A Trusted Lender
  • Four decades of trust
  • More than 1,700 locations
  • Dedicated to you
ACE Cash Express Inc. is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. SECURITY YOU CAN TRUST

McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

How Payday Loans Works
It's wise to plan ahead, but it's easy to get behind on your budget and underfund your savings account. Car repairs, doctor visits and emergency household improvements can leave you short-handed, unable cover groceries and looming mortgage payments. When finances take a turn for the worst, think about a cash advance. This short-term financial tool can provide the boost you need to make it until next payday.

Payday Loans Basics
So how, exactly, do short-term payday loans work? Designed to provide "quick cash" to borrowers, payday lending offers consumers a simple, online application process without an extensive credit check. To get payday loans, you need to provide personal identification, proof of age, income verification and employment information. After you obtain cash advance approval, funds will be electronically transferred to your bank account.

Benefits of Payday Loans
Payday loans are not a practical solution for everyone, but they offer proven benefits to those facing short-term cash flow problems.
  • Safe and secure: Aside from the easy application process, cash advances are safe and confidential. ACE Cash Express will not share your personal information with other firms or sell it to unscrupulous marketing companies.
  • No hidden fees: Annual percentage rates will apply to your loan, but you'll never pay an application fee or hidden charges.
  • Extensions available: It's ideal to pay off your loan on time, but ACE offers extensions if you're in a bind. Ask your lending representative about loan renewal specifics.
  • No prepay penalties: While it seems unreasonable, some lenders charge penalties for early loan payoff. With ACE, you can pay off your loan as early as you'd like-without fees or added interest.