ACE Cash Express is Bringing Online Installment Loans to Texas!

You asked, we listened. After many valued customers inquired about options currently not available in our payday loan product, we set out to make it happen. And wouldn’t you know, we did it!

ACE Cash Express is now offering Online installment loans to new and returning customers in Texas. The new personal loan product adds another option and longer payment terms to consumers seeking cash for unexpected expenses. These are just a few examples of what our customers asked us to do and how ACE went the extra mile to it happen.

“I would like to be able to pay the loan off in a longer term...” “I would like to see 4 or 5 equal installment payments to pay loan and interest off.”

“There should not be a penalty for early payoff.”

“It would be easier if you provided access to installment loans for people with fixed incomes. They could catch up on other bills, pay off a car note... I’m just saying.”

This new online installment loan product offers a longer loan term with 5 equal payments scheduled on your pay date. Want to pay your loan off early? There’s no prepayment penalty if you pay off the loan before the due date. With the addition of online installment loans, customers can enjoy a host of other benefits:

Get up to $1,500 within 24 hours

Easy online application process

Bad credit is okay

At ACE, we’re proud of this latest loan product and are glad to serve customers’ needs. In today’s difficult economy, people are searching for options. Our commitment to creating choices for consumers hasn’t waned since we began doing business in 1968. You can count on ACE.

ACE Elite Plans	ACE Elite Pay-As-You-Go Plan	ACE Elite FeeAdvantage Plan (Monthly)	ACE Elite with Direct Deposit FeeAdvantage Plan⁴ (Monthly)
Cost of Fee Plan	N/A	$9.95	$5.00
Signature Purchase Transactions	$1.00 each	included	included
PIN Purchase Transactions¹	$2.00 each	included	included
Average Cost Per Month	$15.00³	$9.95	$5.00
ATM Cash Withdrawals (Domestic)²	$2.50 each	$2.50 each	$2.50 each

Goodbye to Hidden Fees Fees Related to the Service: Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion.	ACE Elite™ Pay-As-You-Go Plan	ACE Elite™ FeeAdvantage™ Plan (Monthly)	ACE Elite™ with Direct Deposit FeeAdvantage™ Plan (Monthly)
Card Purchase Fee	$0	$0	$0
Plan Fee	N/A	$9.95	$5.00* *To be eligible for this optional fee plan, have $500 deposited during one calendar month.
Signature Purchase Transaction Fee	$1.00 each	included	included
PIN Purchase Transaction Fee	$2.00 each	included	included
Balance Inquiry Fee: via toll-free number (automated service) via toll-free number (customer service agent) at ATM online via Anytime Alerts™^**	$0.50 each $0.50 each $0.50 each Free Free	$0.50 each $0.50 each $0.50 each Free Free	$0.50 each $0.50 each $0.50 each Free Free
Bill Payment Fee	In addition to the one or more no-cost bill payment methods made available through third-party service providers, a full range of options and applicable fees appear at the Site.
Stop Payment Fee for Preauthorized Payment	$10.00 each
Domestic ATM Cash Withdrawal	$2.50 per withdrawal, plus ATM owner fees, if any
International ATM Cash Withdrawal	$4.95 per withdrawal, plus ATM owner fees, if any
ATM Transaction Decline Fee	$1.00 each

Direct Deposit	Free
Add cash, checks or withdraw cash at a NetSpend Reload Network location	Convenience fee determined by location
Bank Transfer	Free; transfer fees from the originating bank may apply
Instant Bank Transfer	$5.95 each (deducted from the transferor's debit card account
Account-to-Account Transfer via text message or online	Free; standard text message rates may apply
Account-to-Account Transfer via toll-free number (automated service)	$1.00 each
Account-to-Account Transfer via toll-free number (Customer Service Agent)	$4.95 each

Check or Additional Statement Mailing Fee	$5.95 each
Additional Card Fee	$3.95 each (standard Card)
Additional Card Fee		$4.95 each (custom Card)
Lost, stolen or damaged Card Replacement Fee	$3.95 each (standard Card)
Lost, stolen or damaged Card Replacement Fee		$4.95 each (custom Card)
Account Maintenance Fee	$5.95 per month (fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days)

ACE Cash Express is Bringing Online Installment Loans to Texas!

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