Cash Advance

Online No-Fax Application

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Faxless Cash Advance

At ACE Cash Express, we do what we can to make applying for a cash advance hassle-free. We are a no-fax company, which means there is no lengthy application process and no waiting by the fax machine. Instead, apply online 24/7 and if approved, receive your funds within one to two business days.1,2 Submitting an online application is free and we do not require a loan collateral. Once you are approved, funds will be electronically transferred to your checking account within one to two business days1,2 — so you can handle your financial emergency quickly.

Benefits of a Cash Advance

Although a cash advance or "short-term" loan is not the most practical option for every consumer, it does offer great benefits for many who may have emergency financial needs or infrequent cash flow issues.

Other benefits include:

  • Quick and easy application and funding: After approval, cash is quickly deposited into your bank account.1,2
  • Electronic transfer: The safest and most secure way to receive your cash.
  • No prepayment penalties: Cash advance loans generally do not cost you more money if paid off early, while some banking institutions may charge for prepayment.
  • No hidden fees: We disclose our rates and fees up front, and you will never pay an application fee or any other hidden charges.

Why Choose ACE Cash Express

In addition to our convenient, fax-free application process, there are many reasons to choose ACE Cash Express. We help consumers who may not have the credit score required for traditional banking relationships. We are a leading financial services retailer with over 1,000 locations throughout the U.S. If you cannot visit us in person, however, our online application process is a fast and safe alternative.

Learn More About Cash Advances

Application
Application
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Licenses & Rates
Licenses and Rates
View our state license and short-term lending rates.
Frequently Asked Questions
FAQs
Find answers to common questions about loans.
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More Information
More Information
More details about how to use online loans.
Requirements
Requirements
View our minimum requirements for being approved for a loan.
  1. All cash advances subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a cash advance or for the maximum cash advance amount. Terms and conditions apply. Cash advances should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain cash advances in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Cash advances in Minnesota made by ACE Minnesota Corp. Cash advances in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115.
  2. Cash advance funding requires verification of application information. Depending on ability to verify this information, cash advance funding may be extended up to two days. All cash advances subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states.

Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.