Georgia Title Pawn

Money when you need it most.

What is a title pawn and how does it work?

With a title pawn, you can use your vehicle title as collateral in exchange for a title pawn. You give us your title and, if you are approved, we give you cash.

Are title pawns available in my state? How much can I borrow?

Title pawns are available in-store in Georgia and range from $100 - $2,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.

What do I need to apply for a title pawn?

  • You are required to be on the title for the vehicle you are presenting as collateral, and the vehicle must be clear of any liens.
  • You do not have to be employed but you must have a steady source of recurring income payments to ensure you will be able to repay your title pawn.
  • You must bring a valid government issued photo ID. A Social Security Number is not required.
  • You must reside in the state of Georgia.
  • You must be at least 18 years old.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.
  • You must not be a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard, serving on active duty under a call or order that does not specify a period of 30 days or fewer or a dependent of a member of the Armed Forces on active duty.
  • Titles with two names are accepted. Both people must be present in the store to complete the process. The store associate will instruct you on how to sign the documents if you are approved.

How do I apply for a title pawn?

Simply bring in a clear title with your name on it and a government issued photo ID. We accept many types of titles, including: original titles, certified copies, salvage titles, and titles that have released liens signed off by another lender on the front.

When will I receive my funds?

If you are approved, you will immediately receive your approved title pawn amount in cash.1

Do I have full use of my vehicle during the term of the title pawn?

Absolutely! If approved, you get the money, and you get to keep driving your vehicle.1

When will the title pawn be due?

You will be informed of the due date if your title pawn is approved.

How and when can I pay back?

You should pay your title pawn in the store where it was originated with cash on or before the due date. You will not be penalized for making an early payment.

What if I change my mind?

Every title pawn comes with a 72-hour satisfaction guarantee. So if you change your mind about your title pawn, just return the principal within 72 hours and pay nothing more.