Did You Receive a Loan Offer from ACE?


You were pre-selected based on information in your credit report that you satisfied certain criteria for creditworthiness.

How Do I Apply for a Loan?

  • Complete the online loan application.

  • Receive an instant decision.

  • If you are approved, have your loan proceeds instantly delivered to your debit card if eligible2 or direct deposited to your bank account by the next business day,3 or – depending on your state and if eligible – pick up cash at a store near you!3

Benefits of a Loan at ACE


ACE Cash Express is committed to helping you get the funds you need as quickly as possible if you are approved.1

Benefits of a Loan at ACE image

Easy Online Application

Our application process is usually faster than applying for a traditional personal loan.4

Receive Funds Instantly

ACE's Instant Funding to a debit card is our quickest way to receive your loan proceeds, if you are eligible.2

72-Hour Satisfaction Guarantee

If you change your mind about the loan, just return the principal within 72 hours and pay nothing more.

Please wait while your request is processed...

Apply Now for a Loan at ACE


Start a loan application today1

Payday Loan
Installment Loan
First Name is required.
Last Name is required.
A Valid State is required.
A Valid Email Address is required.

Terms, Conditions and Privacy Policy       License and Rates

For California residents, click here to learn what personal information we collect and how it is used.

Ways to Receive Funds


You may be eligible for the following funding options

Instant Funding to a Debit Card

If you are eligible, get your funds loaded to your debit card.2

Direct Deposit

If you are approved, have your loan proceeds direct deposited to your bank account by the next business day.3

In-Store Cash Pick Up

Visit a local ACE store to get same-day cash pick-up, if eligible.3

Ready to Apply for a Loan?


Contact Us