A title loan, or title pawn depending on your state, is a loan where a vehicle title is used as collateral in exchange for the loan amount. The amount that you receive and the availability of a title loan differs for each state. In some states, title loans and title pawns are not available. Learn more about your state, and requirements, below.
Your state may offer either title loans or title pawns.
Getting a title loan at ACE has plenty of benefits:
To apply for a title loan in-store, you will need the following:
Select a state above to learn more or search for the closest ACE Cash Express location near you.
Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.
In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.
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Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.