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Installment Loan Amounts

Installment loans have longer repayment lengths than payday loans1 and generally have equal payment amounts over the duration of the loan. If approved2  for an installment loan, the amount you receive may vary depending on your state, your income and standard underwriting criteria. Below are the online and in-store ranges for installment loans available at ACE Cash Express.

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How Do Installment Loans Work?

How Do Installment Loans Work? image

Installment loans are personal loans a borrower uses to pay for unexpected expenses (home repair, unexpected bill, car expenses, etc.). Unlike a payday loan, the repayment period on an installment loan is extended over a longer period.1

Do You Need a Fast Personal Loan?

If approved for a loan, ACE offers different ways to receive online loan funds.

Instant Funding to a Debit Card

If you are eligible, ACE’s Instant Funding to a debit card is our quickest way to receive your online loan proceeds. 3

Direct Deposit

Get cash deposited directly into your bank account overnight.2

Pick Up Cash at an ACE Store

Visit a local ACE store to get same-day cash pick-up, if eligible.2

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Benefits of an Installment Loan

Installment loans are available in some states when you need quick cash to pay for emergencies or unexpected expenses.

If you are approved, an installment loan can be a helpful option when you need money now, but you’re worried about paying it all back on your next payday.1 Loans at ACE don't have prepayment penalties, so you can pay off your loan early, which may save you interest and fees (where applicable).

Loans should be used for short-term financial needs only, and not as a long-term solution.2

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    Pay Back the Loan Over Time, Not All at Once1

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    Predictable Payments 

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    Higher Loan Amounts than a Payday Loan2

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    Instant Decision 

What Do I Need to Apply for an Installment Loan?

What Do I Need to Apply for an Installment Loan? image

Anyone may apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below.

Things to Keep in Mind When Applying for an Installment Loan

Why Choose ACE for Short-Term Loans

Ever wondered how to get an installment loan?

You can apply for what you need, even if you’re not sure if you're qualified. You’ll receive a quick loan decision. Depending on your state, you may be able to visit an ACE store or apply online to get started.

Not sure if an installment loan is right for you?

With an installment loan, you have more time to repay than you would with a traditional payday loan.1 

Why ACE Cash Express?

Over 50+ Years

in business, opening in 1968

Over 800 stores

nationwide, in 22 states and the District of Columbia

38 Million

customers served

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