Need some peace of mind this holiday season?

A Loan at ACE can help you cover your expenses. Complete an application and get an instant decision.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Apply online, by phone,
or at your local ACE store.

Step 2

Get an instant loan decision!

Step 3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $11 million to charitable organizations throughout the nation.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $11 million to charitable organizations throughout the nation.

What our customers are saying about us…

Payday Loan Reviews

Your service was fast and efficient.

Your service was fast and efficient.

Martha E.
December 20, 2017

I've never had any issues with Ace

I've never had any issues with Ace. They come in very handy when needed and the payday loan process is very fast and smooth.

Stephanie R.
June 7, 2017

Best Payday Loan experience!

Ace has been my go-to for quick cash for a few years now. The experience has been excellent across the board. I've used them for both payday and installment loans and my experience with both has been easy, straight forward and convenient.

Jeffrey R.
October 17, 2017

Always super friendly and reliable

Whenever I'm in a bind, ace cash express is always there to help me out with a payday loan, their customer service department is always pleasant and super friendly.

Michael C.
February 9, 2017

Ace always follows through always helpful and I always get the help necessary and any problems or qu

Ace always does as they say they're going to do... Bonita Stephens

Bonita S.
February 9, 2017

Great customer service and helped me …

Great customer service and helped me get the cash needed. Thank you

C..
December 6, 2017

Installment Loan Reviews

Easy site to apply for loan.

Easy site to apply for loan.

Nelva H.
November 24, 2017

Excelllent-Fast Quality Service

Would Highly Recommend!!!

The M.
January 20, 2017

Pleased

Process was easy and fast

Margo L.
January 24, 2017

It was quick and easy there were no…

It was quick and easy there were no problems and i had reminder when the payment was coming out

Brenda D.
April 2, 2018

Very professional

Very helpful and professional during my time of need.

Robert B.
February 9, 2017

Regardless which Ace product you choose…

Regardless which Ace product you choose this is the very best company to do business with.A thumbs up and five(5)stars from me.Thanks Ace for helping me when I needed help so badly.

Fannie V.
May 6, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact ACE with any Accessibility Questions or Comments

ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.