Fight with Your Swipe

When you open* your ACE Flare™ Account by Metabank® and select the pink debit card, we'll donate a portion of that transaction to the National Breast Cancer Foundation.** Account opening subject to identity verification.*

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

Prepaid Debit Cards

Prepaid Debit Cards

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

We Make it Easy

Step 1

Apply online, by phone,
or at your local ACE store.

Step 2

Get an instant loan decision!

Step 3

If approved, get cash in hand or by the next business day!1

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps and enjoy our services on the go.

ACE makes it easy to obtain cash when you need it most.

We specialize in short-term consumer loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $11.7 million to charitable organizations throughout the nation.

  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Finance Lenders License. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

*IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, street address, date of birth, and government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

**ACE Cash Express and Netspend® donate a percentage of every purchase transaction made with the Pink ACE Flare Account by MetaBank Visa® Debit Card or Pink ACE Elite™ Visa Prepaid Debit Card (up to $350,000 per year) to the National Breast Cancer Foundation, a 501(c)(3) organization.

The ACE Flare Account is established by MetaBank, Member FDIC. Netspend, a TSYS® Company, is a service provider to MetaBank. The ACE Flare Account by MetaBank Visa® Debit Card is issued by MetaBank, pursuant to a license by Visa U.S.A. Inc. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. The ACE Flare Account by MetaBank Visa Debit Card may be used everywhere Visa debit cards are accepted.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.