Need some peace of mind this holiday season?

A Loan at ACE can help you cover your expenses. Complete an application and get an instant decision.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Apply online, by phone,
or at your local ACE store.

Step 2

Get an instant loan decision!

Step 3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $11 million to charitable organizations throughout the nation.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $11 million to charitable organizations throughout the nation.

What our customers are saying about us…

Payday Loan Reviews

There when I need them

I keep my finances squared away. But life has little emergencies where I just need a little in flux of cash to keep from borrowing from my retirement fund, Ace is there. It's quick and efficient. Thanks Ace Cash for being there when I need you. DH

Donnie
March 7, 2017

I have always used Ace Cash Express and …

I have always used Ace Cash Express and I would recommend them to all my friends. Always such friendly customer service

Amber W.
December 14, 2017

I've never had any issues with Ace

I've never had any issues with Ace. They come in very handy when needed and the payday loan process is very fast and smooth.

Stephanie R.
June 7, 2017

Thankful

I am very thankful I found ACE when I did. This has been the easiest loan to pay off and the best customer services I have ever delt with.

Leslie R.
February 5, 2017

I'm very thankful for the service they…

I'm very thankful for the service they have provided. Very simple process to get money fast. I am a frequent user, because there's always something that comes up, just when you thought you had some extra money, and this service has been a lifesaver!

Sj
March 29, 2018

Love It

Love working with them no complaints

Pariseanne C.
November 22, 2017

Installment Loan Reviews

Great customer service

Great customer service! Made me feel very comfortable and reached out to me to make sure I received the funds and asked if everything went fine

Violetta
July 5, 2018

Best in Class

Great customer service via the phone and in store!!!

Gregory H.
January 29, 2017

Great company

Great company. Helped me out in a jam

Jka1358
September 7, 2018

Awesomeness

I'm very happy with the ACE Team!

S N.
December 21, 2017

Fast and easy

The online srvice is excellent fast abd easy

Javier G.
February 15, 2017

Easy site to apply for loan.

Easy site to apply for loan.

Nelva H.
November 24, 2017
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact ACE with any Accessibility Questions or Comments

ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.