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Learn more about our COVID-19 (Coronavirus) efforts here. 

Cash Your Tax Refund Check with ACE!

We have cash on hand to serve you.

Our products vary by state.

Select your state to view products available near you.

Available Products & Services

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare Account by MetaBank

ACE Flare™ Account by MetaBank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 925 Locations Across the Nation

Installment Loans

ATM

Over 925 Locations Across the Nation

Tax Services

Tax Services

Get Cash from Your Tax Refund


We Make it Easy

Step 1

Step 1

Apply online, by phone,
or at an ACE store near you.

Step 2

Step 2

Find out if you qualify for a loan—instantly.

Step 3

Step 3

If approved, get cash in hand or by the next business day!1

Take control of your finances with our money management tips.


Expecting a Government Stimulus Payment? Here's What You Should Know

How to Budget with a Fluctuating Income

25 Random Acts of Kindness to Make Someone's Day

How to Negotiate Lower Bills

Read More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $13 million to charitable organizations in the communities we serve.

What our customers are saying about us…

Payday Loan Reviews

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I enjoy the online privacy of applying …

I enjoy the online privacy of applying for a loan... It's fast and painless

Kay
April 6, 2017
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Very easy to access

Very easy to access. Thank you for your help

Lorraine F.
December 21, 2017
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Amazing!

Amazing! Always helpful and good.

Virginia
December 26, 2017
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I'm very thankful for the service they…

I'm very thankful for the service they have provided. Very simple process to get money fast. I am a frequent user, because there's always something that comes up, just when you thought you had some extra money, and this service has been a lifesaver!

Sj
March 29, 2018
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Have had nothing but easy honest…

Have had nothing but easy honest transactions using ACE, have used them for years. Highly recommend!

Rhonda C.
April 10, 2018
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Excellent service!

Excellent service!! And everyone was so professional and helpful...love them.

Lisa C.
November 13, 2017

Installment Loan Reviews

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Easy to work with

I’ve found the ACE Cash Express site and employees easy to work with.

Maria G.
December 28, 2017
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Very professional

Very helpful and professional during my time of need.

Robert B.
February 9, 2017
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Got cash when I needed it

Got cash when I needed it, quickly, payments weren't bad at all, overall great loan company

Matthew H.
April 15, 2020
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Great company

Great company. Helped me out in a jam

Jka1358
September 7, 2018
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I rate Ace five stars because both…

I rate Ace five stars because both times I got loans they were right on time. Thank you Ace!

Deondre W.
October 18, 2018
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I love that i have the opportunity to…

I love that i have the opportunity to go online and get a loan.

Norma M.
November 11, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. For online loans, approval and funding may require verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. In-store cash pickup of online loans is subject to approval pursuant to standard underwriting criteria and only available at ACE Cash Express locations in the state where you originated your loan. In-store cash pickup of online loans not available in all states. In-store cash pickup of online loans requires valid, non-temporary government-issued identification. Online and in-store loans not available in all states. Populus Financial Group, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Loans in Minnesota made by ACE Minnesota Corp. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third-party lender. Populus Financial Group, Inc. is licensed by the Virginia State Corporation Commission, PL-115.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, CC. 700194.000.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of MetaBank, National Association. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

The ACE Flare™ Account is established by MetaBank®, National Association, Member FDIC. Netspend is a service provider to MetaBank, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

This retailer engages in money transmission services as an authorized delegate of Netspend Corporation (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.

© 2021 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.


WEBSITE ACCESSIBILITY STATEMENT

Populus Financial Group, Inc. (“Populus”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. Populus has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

Populus is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. Populus continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact Populus with any Accessibility Questions or Comments

Populus has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.