Our products vary by state.

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Apply for Cash When You Need It


Start a loan application today1

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Terms, Conditions and Privacy Policy     License and Rates

For California residents, click here to learn what personal information we collect and how it is used.

Apply for Cash When You Need It


Payday Loans

Fast cash before your next payday!1

Installment Loans

Repay over time, not all at once.1

Instant Funding at ACE Cash Express


Instant Funding at ACE Cash Express image

Applying for an online loan?

Where available, we are proud to offer a quick and convenient way to receive online loan proceeds instantly to a debit card.2

ACE Cash Express Makes It Easy


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    Choose your state to get started.

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    Choose the product or service that is right for you.

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    Start the process online or visit an ACE store near you.

FAQs


Come to us for great check cashing service! Just bring the check and a government-issued ID. We cash most types of checks - even hard-to-cash checks that other companies may not cash - and checks in large amounts.4

We make it hassle-free to get cash for many types of checks, including:

  • Payroll checks
  • Personal checks
  • Business checks
  • Income tax refund checks
  • Government checks
  • Insurance settlement checks
  • Money orders

The ACE Cash Express Customer Service team is here to answer your questions and provide support for our products and services. You can call us at 877-ACE-CASH or email us at customerservice@acecashexpress.com. Please visit our Customer Service page for links to product FAQs and the Loan Payment Center.

Each of our locations has a menu board that lists competitive check cashing fees for different check types. Because these rates vary by state and may change, it’s best to visit a store near you to ask about fees.

There are no application fees for short-term loans, installment loans, or title loans at ACE Cash Express.

When you log in to www.myacepayments.com, you can make a payment, pay off a loan, and view other account information. You can also pay using our 24/7 automated phone system at (866) 728-1808 (a convenience fee may apply).

We offer a variety of products and services to meet your financial needs. Depending on where you live, you may be able to apply for a personal loan,1 open a deposit account,3 get a prepaid debit card,3 cash checks,4 pay bills, purchase money orders, send and receive money with MoneyGram®, and more.

Our financial services vary by state and location and may include:

LOANS1

CARDS

MONEY SERVICES

ACE Cash Express has been in business since 1968 and has more than 750 stores nationwide. Our mission is to provide a broad range of quality financial products and services, delivered with best-in-class customer service. We offer convenient and accessible solutions, making it easy to get financial services when it matters most.

Anyone may apply, even if you have a less-than-perfect credit history. We use standard underwriting criteria to determine approval.1 When you complete an application online or in one of our stores, you’ll find out in just a few minutes if you’ve been approved. Check out the Payday Loans and Installment Loans pages for more information. Loans are not offered in all states or locations, and loan amounts available vary by state. To see loan options available where you live, use our Store Locator.

Ready to Apply?


ACE Cash Express Raises Over $94,000 to Support Alex’s Lemonade Stand Foundation image

ACE Cash Express Raises Over $94,000 to Support Alex’s Lemonade Stand Foundation

ACE Cash Express presented a $94,245 donation to Liz Scott, Co-Executive... read more