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Money when you need it most.

ACE makes it fast and easy.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare Account by MetaBank

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Step 1

Apply online, by phone,
or at an ACE store near you.

Step 2

Step 2

Find out if you qualify for a loan—instantly.

Step 3

Step 3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $13 million to charitable organizations in the communities we serve.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $13 million to charitable organizations in the communities we serve.

What our customers are saying about us…

Payday Loan Reviews

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Easy, Accurate and FAST

ACE helped me through a tough time when I had medical co-pays within 2 weeks. Professional and caring. Will use again should I be in need.

Kbaxter
March 13, 2017
TrustPilot User Avatar

Was fair and fast service

Was fair and fast service; kept to there word when the funds would be delivered.

Kevin
December 14, 2017
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This is a very helpful and quick …

This is a very helpful and quick solution to those unexpected situations. They make the process very easy.

G. W.
December 6, 2017
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Very trustworthy!

Very trustworthy company. I would recommend this company to anyone

Monya
February 23, 2017
TrustPilot User Avatar

I've never had any issues with Ace

I've never had any issues with Ace. They come in very handy when needed and the payday loan process is very fast and smooth.

Stephanie R.
June 7, 2017
TrustPilot User Avatar

Easy process!

Was a very easy process! Would recommend to my family and friends and I will use them again in the future if the need arises.

Kelly L.
July 10, 2018

Installment Loan Reviews

TrustPilot User Avatar

Every time I call everyone is so helpful

Every time I call everyone is so helpful

Lillian G.
April 19, 2018
TrustPilot User Avatar

Easy to navigate n get answers instantly

Easy to navigate n get answers instantly

Felix A.
December 7, 2017
TrustPilot User Avatar

Best in Class

Great customer service via the phone and in store!!!

Gregory H.
January 29, 2017
TrustPilot User Avatar

Awesomeness

I'm very happy with the ACE Team!

S N.
December 21, 2017
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Love it .

Love it . Really helps when in a bind. Customer service is awesome.

J C.
June 12, 2018
TrustPilot User Avatar

Regardless which Ace product you choose…

Regardless which Ace product you choose this is the very best company to do business with.A thumbs up and five(5)stars from me.Thanks Ace for helping me when I needed help so badly.

Fannie V.
May 6, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ Populus Financial Group, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Populus Financial Group, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, CC. 700194.000.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. The ACE Elite Visa Prepaid Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

The ACE Flare Account is established by MetaBank, Member FDIC. Netspend, a TSYS® Company, is a service provider to MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

© 2019 Total System Services. Inc.® All rights reserved worldwide. TSYS® and Netspend® are federally registered U.S. service marks of Total System Services, Inc.

WEBSITE ACCESSIBILITY STATEMENT

Populus Financial Group, Inc. (“Populus”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. Populus has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

Populus is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. Populus continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact Populus with any Accessibility Questions or Comments

Populus has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.