Money when you need it most.

ACE makes it fast and easy.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare Account by MetaBank

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Step1

Apply online, by phone,
or at your local ACE store.

Step 2

Step2

Get an instant loan decision!

Step 3

Step3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $13 million to charitable organizations in the communities we serve.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $13 million to charitable organizations in the communities we serve.

What our customers are saying about us…

Payday Loan Reviews

TrustPilot User Avatar

I've never had any issues with Ace

I've never had any issues with Ace. They come in very handy when needed and the payday loan process is very fast and smooth.

Stephanie R.
June 7, 2017
TrustPilot User Avatar

keeping it simple

The loan made a simple matter remain simple . An unexpected situation came up a few days before payday that wasn't a big issue so long as I delt with it immediately. The short term loan allowed me to take care of the problem while it was still small; thanks for the help.

Steven P.
June 8, 2017
TrustPilot User Avatar

Have had nothing but easy honest…

Have had nothing but easy honest transactions using ACE, have used them for years. Highly recommend!

Rhonda C.
April 10, 2018
TrustPilot User Avatar

Best customer service

Best customer service . Always there to help when needed . Been tough , but thanks to the loans . I've been able to survive through out the month . Thanks for your help .!

Humberto H.
December 7, 2017
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I enjoy the online privacy of applying …

I enjoy the online privacy of applying for a loan... It's fast and painless

Kay
April 6, 2017
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Great customer service and helped me …

Great customer service and helped me get the cash needed. Thank you

C..
December 6, 2017

Installment Loan Reviews

TrustPilot User Avatar

Love it .

Love it . Really helps when in a bind. Customer service is awesome.

J C.
June 12, 2018
TrustPilot User Avatar

Every time I call everyone is so helpful

Every time I call everyone is so helpful

Lillian G.
April 19, 2018
TrustPilot User Avatar

Awesome!

Best at what they do!

Russell N.
April 5, 2018
TrustPilot User Avatar

Awesomeness

I'm very happy with the ACE Team!

S N.
December 21, 2017
TrustPilot User Avatar

Great customer service

Great customer service! Made me feel very comfortable and reached out to me to make sure I received the funds and asked if everything went fine

Violetta
July 5, 2018
TrustPilot User Avatar

Regardless which Ace product you choose…

Regardless which Ace product you choose this is the very best company to do business with.A thumbs up and five(5)stars from me.Thanks Ace for helping me when I needed help so badly.

Fannie V.
May 6, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, ST.760164.000

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact ACE with any Accessibility Questions or Comments

ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.