Need some peace of mind this holiday season?

A Loan at ACE can help you cover your expenses. Complete an application and get an instant decision.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Apply online, by phone,
or at your local ACE store.

Step 2

Get an instant loan decision!

Step 3

If approved, get cash in hand or by the next business day!1

We Support Our Community and Local Charities
Since 2004, ACE has donated more than $11 million to charitable organizations throughout the nation.

More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $11 million to charitable organizations throughout the nation.

What our customers are saying about us…

Payday Loan Reviews

Ace always follows through always helpful and I always get the help necessary and any problems or qu

Ace always does as they say they're going to do... Bonita Stephens

Bonita S.
February 9, 2017

They are the best

Always have the best experience with Ace Cash Express. I can always account on them in case of an emergency.

Reva L.
April 5, 2018

Love It

Love working with them no complaints

Pariseanne C.
November 22, 2017

I have had a wonderful experience and I…

I have had a wonderful experience and I am very satisfied with the service.

Ignacio G.
May 8, 2018

Very easy to use

Very easy to use. No concerns at all. Loan was funded as expected and paid back thru automatic deduction from the account, also as expected. Lots of communication throughout.

Jennifer
December 21, 2017

Helpful every time I called

Helpful every time I called. The turnaround for receiving the loan is quick. Will use again if ever need to in the future.

Latoya
June 2, 2017

Installment Loan Reviews

Easy to navigate n get answers instantly

Easy to navigate n get answers instantly

Felix A.
December 7, 2017

It was quick and easy there were no…

It was quick and easy there were no problems and i had reminder when the payment was coming out

Brenda D.
April 2, 2018

Excelllent-Fast Quality Service

Would Highly Recommend!!!

The M.
January 20, 2017

Pleased

Process was easy and fast

Margo L.
January 24, 2017

Ace Cash Express made my experience…

Ace Cash Express made my experience getting a loan great. It was so easy and quick. I would recommend them and I will use them again.

Tanja E.
April 10, 2018

Great customer service

Great customer service! Made me feel very comfortable and reached out to me to make sure I received the funds and asked if everything went fine

Violetta
July 5, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact ACE with any Accessibility Questions or Comments

ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.