Money when you need it most.

ACE makes it fast and easy.

Our products vary by state.

Select your state to view products available near you.

Available Products

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare™ Account by Metabank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 950 Locations

Installment Loans

ATM

Over 950 Locations

We Make it Easy

Step 1

Apply online, by phone,
or at your local ACE store.

Step 2

Get an instant loan decision!

Step 3

If approved, get cash in hand or by the next business day!1

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps and enjoy our services on the go.

ACE makes it easy to obtain cash when you need it most.

We specialize in short-term consumer loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $11 million to charitable organizations throughout the nation.

What our customers are saying about us…

Payday Loan Reviews

The reps were very knowledgeable and…

The reps were very knowledgeable and friendly. Excellent customer service.

Dion H.
June 8, 2018

The application process was simple

The application process was simple, verifying info was easy using the validation process (directly logging into banking account to verify), and customer service was very helpful.

Joshua B.
April 13, 2018

I was having issues applying for a loan …

I was having issues applying for a loan online. I made one call and got the matter taken care of. The live representatives are there to help ease the process and make it a great experience.

Sandra M.
April 6, 2017

Ace is a very helpful company

Ace is a very helpful company. They are thorough, prompt, and honest. That is a big plus. You can trust them . Thank you for being there.

Lora W.
July 10, 2018

Thank you

You guys were fast to respond that's a 5 stars rating for me

Victor V.
March 2, 2017

The process was easy and I was able to…

The process was easy and I was able to get the cash I needed quickly.

Marianne
July 12, 2018

Installment Loan Reviews

Excelllent-Fast Quality Service

Would Highly Recommend!!!

The M.
January 20, 2017

Best in Class

Great customer service via the phone and in store!!!

Gregory H.
January 29, 2017

Awesome!

Best at what they do!

Russell N.
April 5, 2018

It was quick and easy there were no…

It was quick and easy there were no problems and i had reminder when the payment was coming out

Brenda D.
April 2, 2018

Pleased

Process was easy and fast

Margo L.
January 24, 2017

Ace Cash Express made my experience…

Ace Cash Express made my experience getting a loan great. It was so easy and quick. I would recommend them and I will use them again.

Tanja E.
April 10, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 700194.000.

WEBSITE ACCESSIBILITY STATEMENT

ACE Cash Express, Inc. (“ACE”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. ACE has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

ACE is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. ACE continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact ACE with any Accessibility Questions or Comments

ACE has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.