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Cash Your Tax Refund Check with ACE!

We have cash on hand to serve you.

Our products vary by state.

Select your state to view products available near you.

Available Products & Services

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

ACE Flare Account by MetaBank

ACE Flare™ Account by MetaBank®

An account full of features


Prepaid Debit Cards

ACE Elite™ Visa® Prepaid Debit Card

Your Money, Your Way

Check Cashing

Check Cashing

Over 925 Locations Across the Nation

Installment Loans

ATM

Over 925 Locations Across the Nation

Tax Services

Tax Services

Get Cash from Your Tax Refund


We Make it Easy

Step 1

Step 1

Apply online, by phone,
or at an ACE store near you.

Step 2

Step 2

Find out if you qualify for a loan—instantly.

Step 3

Step 3

If approved, get cash in hand or by the next business day!1

Take control of your finances with our money management tips.


Expecting a Government Stimulus Payment? Here's What You Should Know

How to Budget with a Fluctuating Income

25 Random Acts of Kindness to Make Someone's Day

How to Negotiate Lower Bills

Read More

Mobile Apps on the go!

ACE Cash Express helps customers every day with their financial needs, from cash advances to prepaid cards and more. Now we make it easier than ever to access the services you need directly from your phone!
Download our mobile apps2 and enjoy our services on the go.

ACE makes it easy to apply for a cash loan when you need it most.

We specialize in short-term personal loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968.

ACE in the Community

The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than $13 million to charitable organizations in the communities we serve.

What our customers are saying about us…

Payday Loan Reviews

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Love It

Love working with them no complaints

Pariseanne C.
November 22, 2017
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The application process was simple

The application process was simple, verifying info was easy using the validation process (directly logging into banking account to verify), and customer service was very helpful.

Joshua B.
April 13, 2018
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Helped me when I needed help.

Ace was a fast easy process. We all have times where we need that little extra help and ace was right there!

Melanie G.
February 23, 2017
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They are the best

Always have the best experience with Ace Cash Express. I can always account on them in case of an emergency.

Reva L.
April 5, 2018
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Thank you! Thank you!!!

The reminders, renewals, and payments are so easy online.

Lorena
February 17, 2017
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The best way to go

I recommend Ace to anyone who want a nice and easy transaction. They are always nice and respectful and easygoing. You can not ask for a better way to go.

Frantino D.
February 23, 2017

Installment Loan Reviews

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Very polite.

Very polite, always eager to help the customer. When you come in, they welcome you. The best place for loans, money orders, and paying bills. And after the transaction, they ask you if they can help you with anything else.

Rosalva D.
January 9, 2019
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Ace Cash Express made my experience…

Ace Cash Express made my experience getting a loan great. It was so easy and quick. I would recommend them and I will use them again.

Tanja E.
April 10, 2018
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This is a really great place to get any…

This is a really great place to get any type of loan from, short term at least. Interest rates are pretty high on installment loans, pay day loans are more affordable. Overall I am always highly satisfied with Ace and I thank you.

Celeste
January 19, 2020
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Easy to work with

I’ve found the ACE Cash Express site and employees easy to work with.

Maria G.
December 28, 2017
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Great company

Great company. Helped me out in a jam

Jka1358
September 7, 2018
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Great customer service

Great customer service! Made me feel very comfortable and reached out to me to make sure I received the funds and asked if everything went fine

Violetta
July 5, 2018
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling. For online loans, approval and funding may require verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. In-store cash pickup of online loans is subject to approval pursuant to standard underwriting criteria and only available at ACE Cash Express locations in the state where you originated your loan. In-store cash pickup of online loans not available in all states. In-store cash pickup of online loans requires valid, non-temporary government-issued identification. Online and in-store loans not available in all states. Populus Financial Group, Inc. is licensed by the Department of Financial Protection and Innovation pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Loans in Minnesota made by ACE Minnesota Corp. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third-party lender. Populus Financial Group, Inc. is licensed by the Virginia State Corporation Commission, PL-115.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. NMLS #13685. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, CC. 700194.000.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of MetaBank, National Association. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

The ACE Flare™ Account is established by MetaBank®, National Association, Member FDIC. Netspend is a service provider to MetaBank, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

© 2020 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

WEBSITE ACCESSIBILITY STATEMENT

Populus Financial Group, Inc. (“Populus”) is committed to facilitating the accessibility of its website, (“Website”) to all visitors, including people with disabilities. Populus has established this Website Accessibility Policy to further ensure we provide services, information and an experience to all of our customers in a manner consistent with this core value.

Populus is adopting and implementing procedures in substantial conformance with generally-recognized and accepted guidelines and/or standards for website accessibility ("Standards"). While these Standards may change and/or evolve over time, they are currently the World Wide Web Consortium’s Web Content Accessibility Guidelines 2.0. Populus continues to make accessibility of its Website a key focus of its software development and design efforts.

Contact Populus with any Accessibility Questions or Comments

Populus has adopted this Website Accessibility Policy to support its commitment to the accessibility of its Website. Please send any specific questions or concerns about the accessibility of any webpage or function on our Website to us by: email at customerservice@acecashexpress.com; call us at 1-877-ACECASH; fax us at 877-582-1426; or write to us at 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, Attn: General Counsel.

If you encounter an accessibility issue, we appreciate you letting us know and we will make all reasonable efforts to make that page more accessible for you.