Check Cashing with ACE

Walk out with cash in hand.

Get Your Check Cashed at ACE

ACE Cash Express has been cashing checks for 50+ years and our associates provide great customer service. Payroll check? Income tax refund? Personal checks? ACE can get you cash today! We even cash large and hard-to-cash checks.¹

Whatever your check amount and type, all you need is a valid, government-issued ID to get started.¹

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ACE's Check Cashing Process

How to cash a check at ACE:

Bring your check and valid, government-issued ID to an ACE store
One of our associates will scan your check to start the approval process
No credit check required
Get cash in hand¹

We make it hassle-free to get cash for many types of checks, including:

Payroll checks
Personal checks
Business checks
Income tax refund checks
Government checks
Insurance settlement checks
Money orders

Why Choose ACE to Cash Your Check?

Come to ACE for your financial service needs. We cash most types of checks, even hard-to-cash checks that other companies may not cash, and checks in any amount.¹ Just bring in a valid, government-issued ID.

ACE cashes most check types (paychecks, government checks, etc.). We have cash on hand, even large amounts.

Our service hours are longer than a typical, traditional bank.

You don't need a bank account.

Our fees are competitive.

Check Cashing Services for Your Business

Cashing business checks at an ACE store is easy! You can get access to your cash today at ACE. The owner or an officer of a business must provide the following documents to show authority to cash the check as follows:

DBAs

Assumed or Fictitious Name Certificate
Letter of Authority listing person(s) authorized to cash checks
The business’s expected weekly check cashing volume and names of employees authorized to cash checks
City or County Business License (as applicable)

Additional requirements may vary by state. Call or visit your local ACE store for additional details.

Corporations and LLCs

Articles of Incorporation or Organization
Letter of Authority listing person(s) authorized to cash checks
Documented Proof of EIN
The business’s expected weekly check cashing volume and names of employees authorized to cash checks
City or County Business License (as applicable)

Additional requirements may vary by state. Call or visit your local ACE store for additional details.

Check Cashing FAQs

Does ACE cash personal checks?

Yes. ACE cashes personal checks and other types of checks, such as paychecks and money orders. Bring the check to an ACE location with your valid, government-issued ID.

What is the fee to cash a check at ACE?

Each ACE location has a menu board that provides check cashing fees for different types of checks. Because these amounts vary by state and may change, it's best to contact an ACE location near you directly to ask about fees.

Can I put the money from a cashed check on a debit card at ACE?

Yes, as a separate transaction. One of our associates will assist you with a debit card product that best meets your financial needs. While in-store, you also have access to money orders and bill pay services.