Check Cashing at ACE Cash Express

Our check cashing service is fast and convenient.1 Walk out with cash in hand.

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Get Your Check Cashed Quickly at ACE

Get Your Check Cashed Quickly at ACE image

ACE Cash Express has been cashing checks for 55+ years and our associates provide great customer service. Payroll check? Income tax refund? Personal check? Government check or insurance check? ACE can get you your cash today! We even cash large and hard-to-cash checks.1


Stop by your local ACE store to cash many types of checks, including:

  • Payroll checks

  • Personal checks

  • Business checks

  • Income tax refund checks

  • Government checks

  • Insurance settlement checks

  • Money orders

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Why Choose ACE to Cash Your Check?

Come to ACE for your financial service needs. We cash most types of checks, even hard-to-cash checks that other companies may not cash.1 Our check cashing service is:

  • 1

    Comprehensive

    ACE cashes most check types (paychecks, government checks, etc.). We have cash on hand, even large amounts.

  • 2

    Convenient

    Our service hours are longer than a typical, traditional bank. Visit one of our 750+ stores nationwide!

  • 3

    Accessible

    You don't need a bank account, and our fees are competitive. Just bring your valid, government-issued ID to get started.1

ACE's Check Cashing Process

We understand that life can be unpredictable and sometimes you need access to cash immediately. Whatever your check amount and type, our top-rated associates are ready to assist you!

How to cash a check at ACE:

  • Bring your check and valid, government-issued ID to an ACE store.

  • One of our associates will scan your check to start the process.

  • No credit check is required.

  • If your check is accepted, get cash instantly.1

Tips to ensure a smooth transaction:

  • Properly endorse the check you're cashing.

  • Have your ID ready.

  • Bring the necessary documentation for business checks (see details, below).

Check Cashing Services for Your Business

Cashing business checks at an ACE store is easy! You can get access to your cash today at ACE. The owner or an officer of a business must provide the following documents to show authority to cash the check as follows:  

DBAs

  • Assumed or Fictitious Name Certificate
  • Letter of Authority listing person(s) authorized to cash checks 
  • The business’s expected weekly check cashing volume and names of employees authorized to cash checks 
  • City or County Business License (as applicable) 

Additional requirements may vary by state. Call or visit your local ACE store for additional details.

Corporations and LLCs

  • Articles of Incorporation or Organization

  • Letter of Authority from each owner, controlling officer, or member listing person(s) authorized to cash checks

  • Documented Proof of EIN

  • The business’s expected weekly check cashing volume and names of employees authorized to cash checks

  • City or County Business License (as applicable)

Additional requirements may vary by state. Call or visit your local ACE store for additional details.

Check Cashing FAQs

Come to us for great check cashing service! Just bring the check and a government-issued ID. We cash most types of checks - even hard-to-cash checks that other companies may not cash - and checks in large amounts.1

We make it hassle-free to get cash for many types of checks, including:

  • Payroll checks
  • Personal checks
  • Business checks
  • Income tax refund checks
  • Government checks
  • Insurance settlement checks
  • Money orders

Each of our locations has a menu board that lists competitive check cashing fees for different check types. Because these rates vary by state and may change, it’s best to visit a store near you to ask about fees.

No. A valid photo ID is required to cash a check at ACE Cash Express.

ACE does cash checks in large amounts. If you have a question about your particular check, it’s best to visit your local ACE store and talk to one of our associates. You can find the ACE location nearest you by using our store locator.

We accept checks from all states.

Yes, as a separate transaction. One of our associates will assist you with a debit card product that best meets your financial needs. While in-store, you also have access to money orders, money transfers, and bill pay services.

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