Check Cashing at ACE Cash Express
Our check cashing service is fast and convenient.1 Walk out with cash in hand.
Get Your Check Cashed Quickly at ACE
ACE Cash Express has been cashing checks for 55+ years and our associates provide great customer service. Payroll check? Income tax refund? Personal check? Government check or insurance check? ACE can get you your cash today! We even cash large and hard-to-cash checks.1
Stop by your local ACE store to cash many types of checks, including:
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Payroll checks
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Personal checks
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Business checks
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Income tax refund checks
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Government checks
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Insurance settlement checks
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Money orders
Why Choose ACE to Cash Your Check?
Come to ACE for your financial service needs. We cash most types of checks, even hard-to-cash checks that other companies may not cash.1 Our check cashing service is:
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1
Comprehensive
ACE cashes most check types (paychecks, government checks, etc.). We have cash on hand, even large amounts.
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Convenient
Our service hours are longer than a typical, traditional bank. Visit one of our 750+ stores nationwide!
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Accessible
You don't need a bank account, and our fees are competitive. Just bring your valid, government-issued ID to get started.1
ACE's Check Cashing Process
We understand that life can be unpredictable and sometimes you need access to cash immediately. Whatever your check amount and type, our top-rated associates are ready to assist you!
How to cash a check at ACE:
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Bring your check and valid, government-issued ID to an ACE store.
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One of our associates will scan your check to start the process.
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No credit check is required.
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If your check is accepted, get cash instantly.1
Tips to ensure a smooth transaction:
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Properly endorse the check you're cashing.
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Have your ID ready.
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Bring the necessary documentation for business checks (see details, below).
Check Cashing Services for Your Business
Cashing business checks at an ACE store is easy! You can get access to your cash today at ACE. The owner or an officer of a business must provide the following documents to show authority to cash the check as follows:
DBAs
- Assumed or Fictitious Name Certificate
- Letter of Authority listing person(s) authorized to cash checks
- The business’s expected weekly check cashing volume and names of employees authorized to cash checks
- City or County Business License (as applicable)
Additional requirements may vary by state. Call or visit your local ACE store for additional details.
Corporations and LLCs
Articles of Incorporation or Organization
Letter of Authority from each owner, controlling officer, or member listing person(s) authorized to cash checks
Documented Proof of EIN
The business’s expected weekly check cashing volume and names of employees authorized to cash checks
City or County Business License (as applicable)
Additional requirements may vary by state. Call or visit your local ACE store for additional details.
Check Cashing FAQs
Come to us for great check cashing service! Just bring the check and a government-issued ID. We cash most types of checks - even hard-to-cash checks that other companies may not cash - and checks in large amounts.1
We make it hassle-free to get cash for many types of checks, including:
- Payroll checks
- Personal checks
- Business checks
- Income tax refund checks
- Government checks
- Insurance settlement checks
- Money orders
Each of our locations has a menu board that lists competitive check cashing fees for different check types. Because these rates vary by state and may change, it’s best to visit a store near you to ask about fees.
No. A valid photo ID is required to cash a check at ACE Cash Express.
ACE does cash checks in large amounts. If you have a question about your particular check, it’s best to visit your local ACE store and talk to one of our associates. You can find the ACE location nearest you by using our store locator.
We accept checks from all states.
Yes, as a separate transaction. One of our associates will assist you with a debit card product that best meets your financial needs. While in-store, you also have access to money orders, money transfers, and bill pay services.
The Reviews Are in!
Kind consumers regularly take the time to review our check cashing service on Google. Below are examples of five-star reviews received in 2024 from each of our regions across the country.
California Region: "I came in to cash a payroll check, and the clerk, Rachelle, was super lovely! She made the process super easy and quick! I definitely will be returning for more of their services!"
Central Region: "Evelyn did a great job. I came in to cash a money order for the first time, and Evelyn made the process easy."
Gulf Coast Region: "Chudney’s proactive approach to resolving my issue with the check was truly commendable. She went above and beyond by making the effort to call and verify the check, ensuring I could cash it."
Midsouth Region: "Cynthia helped me out. I had a personal check, and the banks were closed. She cashed it for me without a problem and in a very timely manner."
Midwest Region: "I had the best experience today at ACE Cash Express. I have been driving around for two days looking for somewhere to help me cash my paycheck. A wonderful lady named Debbie helped me finally cash my check."
Northeast Region: "Patricia was wonderful. I had an insurance check from out of state, and she cashed it for me without a problem. I will go back to this store."
South Texas Region: "I have been using ACE for check cashing transactions for two years. They really care about their customers."
Southwest Region: "Hector was very helpful in cashing my check! I went to three other places that couldn't cash the check, and when I came to ACE, they were able to cash it with no issues."
