About Ohio Installment Loans
When Ohioans need cash to help cover unexpected expenses with a reasonable payment schedule, some may consider applying for an installment loan with a trusted lender.
Ohio installment loans at ACE Cash Express are available in-store only and can help cover unexpected expenses, such as home or car repairs, medical bills, and other emergencies.
An installment loan at ACE is a short-term personal loan that a borrower repays in scheduled payments (installments) – which are substantially equal in amount – over a specified period. These installments are scheduled around your pay cycle, so the number of payments, payment amount, and length of your repayment term will depend on your pay periods.
What Do I Need to Apply for an Ohio Installment Loan?
Anyone can apply for a loan in Ohio. The application process is quick and simple. Some of the items you may need are:
A valid, government-issued photo ID: Such as a driver’s license, state ID, or passport
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source
For the complete list of requirements, please visit the Installment Loans Requirements page.
Where Does ACE Offer Ohio Installment Loans?
ACE offers in-store installment loans in several Ohio cities, including Cleveland, Cincinnati, Akron, and Youngstown. With more than 20 locations available in the state, it's easy to find a store near you using our store locator.
Why Choose ACE for an Ohio Installment Loan
As a top lender with a proven history you can trust, here’s why Ohioans choose ACE:
Hassle-free application process: It takes just a few minutes to fill out an application, and you’ll get a quick decision1
Same-day cash in store: If approved at one of our Ohio locations, you walk out with cash in hand
Small to large cash amounts: In Ohio, you may be able to borrow between $100-$1,000, if approved1
Convenient ways to repay your loan: Pay in-store, online, or by phone – whichever you prefer
No prepayment penalty: You can pay your loan off early without penalty, which may save you money in interest and fees (where applicable)
ACE has been in business since 1968, and we deliver a broad range of financial products and services that also include payday loans, card services, check cashing, money transfers, bill pay, and money orders.
Ohio Installment Loan FAQs
You can apply for an installment loan in person at an ACE store.
- Use the Store Locator to find a store near you and apply.
- Receive a quick loan decision.1
- If approved, walk out with cash in hand!1
ACE offers in-store installment loans in Ohio from $100 to $1,000. If approved, the amount you may borrow will depend on your income and standard underwriting criteria.1
Installment loan payments are typically due on consecutive pay dates. For instance, if you are paid every two weeks, your due dates will typically fall on your pay date. The number of payments and the loan term (length) will vary depending on your pay frequency.
Every loan at ACE comes with a satisfaction guarantee cancellation period. In Ohio, you have until the close of business on the third business day after receiving your funds to return the principal and pay nothing more. For example, if you take out a loan on Monday, you have until the close of business on Thursday to cancel your loan.
Applying for an installment loan at ACE does not affect your FICO® Score,† although it may impact your overall credit profile with non-traditional consumer reporting agencies.
There’s no penalty for repaying early! In fact, you could save money on interest and fees, where applicable.
