About Virginia Installment Loans
An installment loan is a short-term personal loan that you can repay in scheduled payments that are substantially equal in amount, or you can repay early without penalty, which may save you on interest and fees (where applicable).1 You can borrow money to help pay for unexpected expenses like home repairs, car repairs, medical bills, and other financial emergencies.
Virginia installment loans at ACE are only available in Virginia stores, and you can apply for an installment loan with amounts ranging from $100 to $1,000. If you’re approved for an installment loan in Virginia, you can walk out with cash in hand!1
What Do I Need to Apply for a Virginia Installment Loan?
Some of the items you may need are:
A valid, government-issued photo ID: Such as a driver's license, state ID, or passport
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source
For the complete list of requirements, please visit the Installment Loans Requirements page.
Why Choose ACE for a Virginia Installment Loan
ACE offers a loan product that consumers trust to help them get through financial emergencies. Here's why you should choose ACE for an installment loan:
Our application process takes just a few minutes, and you'll receive a quick decision.
You can pay your loan off early without penalty, which may save you money in interest and fees (where applicable).
In Virginia, you can borrow up to $1,000, if approved.1
ACE Cash Express has been in business since 1968, providing financial services to help consumers get through hard times. We offer a broad range of financial products and money services to fit your needs, including short-term loans, card services, check cashing, money transfers, bill pay, and money orders.
If Approved, When Can I Receive the Installment Loan Funds?
If your in-store installment loan application is approved, you'll get cash on the spot.1 ACE associates are glad to assist with any questions you may have when you apply.
What if I change my mind and decide to cancel my loan?
Every ACE loan comes with a satisfaction guarantee.
In Virginia, you have until the close of business on the third business day after receiving your funds to return the principal and pay nothing more. For example, if you take out a loan on Monday, you have until close of business on Thursday to cancel your loan.
Virginia Installment Loan FAQs
You can apply in person at an ACE Cash Express store location.
- Use the Store Locator to find a store near you to apply in person.
- Receive an instant decision.
- If approved, walk out with cash in hand immediately!1
ACE Cash Express offers in-store installment loans in Virginia from $100 to $1,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
You do not have to be employed, but you must have a steady source of recurring income payments from self-employment, retirement, disability, or another verifiable source.
You can repay your installment loan in several ways. If you applied for and were approved at an ACE store in Virginia, you may make each payment on your payment schedule in-store on or before your scheduled due date. You may also make payments online or by calling (866) 728-1808.
