Even with bad credit, payday loans are available from ACE Cash Express. There's no credit check when you apply for a cash advance from us, all you need is a job and a bank account. For 48-hours, a satisfaction guarantee comes with every loan. Return the loan and pay nothing if you change your mind within 48-hours!

When you're denied credit cards because of a bad history and for checking accounts by banks, the ACE Elite Prepaid Debit card is a great alternative. When direct depositing your government benefits check or payroll check on to your prepaid debit card, get paid two days faster. Use it wherever Visa debit cards are accepted, at ATMs and for online purchases. With the ACE Elite card, you can even pay bills online.