What is a Cash Advance?
The term “cash advance” at ACE refers to a short-term loan, also known as a payday loan or payday advance, and may be used to cover unexpected bills or other emergency expenses that might come up before your next payday. When you need fast cash, cash advances are a popular way to get money to help! Cash advances may be available online or in-store.1 Availability varies by state.
How Do I Apply for a Cash Advance?
It’s Simple!
You can get started today with our quick mini application below! With ACE, there are no lengthy applications or long approval times. If you are approved, you will be notified of your loan decision minutes after submitting your loan application.
Get Started
Start your payday loan application
Terms, Conditions and Privacy Policy License and Rates
For California residents, click here to learn what personal information we collect and how it is used.
Can You Get a Cash Advance Online?
You can apply for an online cash advance and get an instant decision. Our simplified online application process allows you to fill out and sign your loan documents on your computer or mobile device.
We offer a streamlined approval process and quick funding, if approved.1 Once you receive the cash, you can use it to pay off financial obligations that might come up between paychecks such as:
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Emergency car repairs
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Medical bills
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Unexpected expenses or repairs
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Other financial obligations
Benefits of an Online Cash Advance
4 key benefits when you apply for an online cash advance at ACE
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Simplified process. Fast and easy application that can be completed in minutes.
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No need to visit a loan office. You don’t have to take the time and expense of going to a local lender to apply for a loan.
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Convenience. For in-store loans, if approved, you will receive your money immediately.1 If approved online, have your loan proceeds instantly delivered to your debit card if eligible,2 or direct deposited to your bank account by the next business day, or depending on your state and if eligible, pick up cash at a store near you! 1
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Risk free. Loans at ACE come with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.
What Do I Need to Apply for a Cash Advance?
Anyone is free to apply for a cash advance. The process is quick and simple, and all you need are a few pieces of information to get the cash advance application started. Refer to the guidelines below.
Personal Information
- Name
- Address
- Valid and Active Email
- Phone Number
- Valid Social Security Number or Individual Taxpayer Identification Number
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of active bank account that we ask to be open for at least one month. California customers must have proof of an active, personal checking account that has been open for at least one month.
Personal Information
- Name
- Address
- Valid and Active Email, where applicable
- Phone Number
- Valid, government-issued ID
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account. Contact your local store for details. Acceptable documents may vary by state. California customers must have proof of an active, personal checking account that we ask to be open for at least one month.
Cash Advance FAQ's
A cash advance is a short-term loan that can be available online. ACE Cash Express offers cash advances in a variety of states, in-store or online. Cash Advances at ACE Cash Express are available online in California, Idaho, Kansas, Louisiana, Minnesota, and Texas.
Generally, cash advances are meant to be a short-term loan that is able to be paid back quickly. ACE Cash Express cash advances are generally due on your next payday.
ACE Cash Express offers cash advances in-store and online. Online cash advances are available in California, Idaho, Kansas, Louisiana, Minnesota, and Texas, and in-store loans are available in California, Florida, Indiana, Kansas, Louisiana, Minnesota, Missouri, Oregon, and South Carolina.
If approved, an online cash advance can be instantly delivered to your debit card if eligible,2 deposited to your account within the next business day, or you may be able to pick up the cash at a local ACE Cash Express.1 If applying for a cash advance in-store, you will be able to receive the loan proceeds immediately if you are approved.
