ACE Cash Express in Temple, TX – S 31St St


1416 S 31St St, Temple, TX

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1416 S 31st St, Temple, TX 76504

Choose a financial services provider that operates with your needs in mind. At ACE Cash Express in Temple, Texas, we offer short-term loan products and money services designed to help you get back to living life. At our 1416 S 31st St location, we offer Texas consumers a convenient in-store installment loan of up to $2,000,  and online, we offer an installment loan of up to $2,000 or a payday loan of up to $1,500. This ACE location also offers title loans of up to $5,000. At ACE, there is no traditional credit check, so applying does not affect your FICO Credit Score.* Visit the store, and one of our associates will begin the application process, which takes just a few minutes. For more information on online installment and payday loans, visit our Texas payday loan or installment loan page to begin our quick online application today!±

Our 1416 S 31st St location is also your one-stop shop for check cashing in Temple, Texas. We cash checks of all types, including payroll checks, cashier’s checks, personal checks, government checks, and tax refunds, with no bank account required.# All you need is a valid government-issued ID. 

ACE also offers Temple residents a more secure, reliable alternative to sending cash through the mail with MoneyGram® money orders. All you need is cash to purchase the amount of the money order and any applicable processing fee. Every money order comes with a tracking number included on your receipt so you can ensure the money order gets to the correct payee. Skip the long line at big retail stores and visit ACE Cash Express to purchase a money order instead! 

ACE also provides you a fast, convenient, and secure way to send or receive money with MoneyGram® money transfers. Send funds domestically, anywhere in the U.S., and internationally to over 200 countries and territories.  Options available to send money for cash pick up, direct to bank account or mobile wallet.  Easily track your transfer online with your provided reference number.

ACE also offers bill payment services for rent, utilities, credit cards, Texas Inmate Trust Fund, and more. All you need is your bill, or account information, and cash.  ATM services are also available in-store with an associate at the window.  Take advantage of easy cash withdrawals or a balance inquiry. Services are even available to load cash funds to various debit or prepaid debit cards.

ACE Elite® Visa® prepaid debit card,¥ the Flare Account®,ǁ and Porte ǂ accountholders can receive in-person support with adding funds and withdrawing cash.1

Read our customer reviews to learn more about why ACE Cash Express is one of the most trusted places to get cash when you need it, or visit your local store at 1416 S 31st St. Our team is here to help, and we look forward to seeing you soon!

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Apply for Cash When You Need It


Payday Loans

Fast cash before your next payday!

Installment Loans

Repay over time, not all at once.

How to Find Us


Our store is located at the intersection of S 31st St and W Avenue P. We have a walk-in space with a reception area and plenty of free parking spaces. Helpful financial services such as MoneyGram® and check cashing can be taken care of for you onsite. We have enjoyed being a Temple area one-stop financial shop since 2005.

Products and Services Offered at This Store


Porte®

Mobile Banking With Service You Love

Flare Account®

Online Banking for Your Everyday Life

Installment Loans

Repay Over Time, Not All At Once

Title Loans

Keep Driving Your Car

Check Cashing

ACE is your one-stop shop for check cashing. We cash most types of checks with no bank account required. All you need to cash a check is a valid government-issued ID.#

Bill Pay

ACE offers bill payment services for rent, utilities, credit cards, and more. All you need is your bill or account information and cash. You can pay bills online or in-store.

MoneyGram® Money Transfers

ACE provides a fast, convenient, and secure way to send or receive money with MoneyGram Money Transfers either in-store or online. Send funds domestically, anywhere in the U.S., and Internationally to over 200 countries and territories.

MoneyGram® Money Orders

Skip mailing cash and send a money order instead! ACE Offers a more secure and reliable alternative to sending cash with MoneyGram® Money Orders.

ATM Services

Take advantage of convenient cash withdrawals or a balance inquiry. ACE also offers services to load cash funds to various debit and prepaid debit cards. ⸸ ACE Elite® Visa® prepaid debit card, the Flare Account®, and Porte accountholders can receive in-person support with adding funds and withdrawing cash.2

Tax Services

ACE cashes all types of tax refund checks. If you received your tax refund on a tax card, you can withdraw cash at an ACE store.

Business Services

Cash your business checks at ACE. We have cash on hand, even large amounts. Our service hours are longer than a typical, traditional bank, and our fees are competitive.

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