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Payday Loan Reviews

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Ace cash has helped me in the most…

Ace cash has helped me in the most needed times.

Annette M.
April 5, 2018
Ace
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Best customer service

Best customer service . Always there to help when needed . Been tough , but thanks to the loans . I've been able to survive through out the month . Thanks for your help .!

Humberto H.
December 7, 2017
Ace
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Thank you! Thank you!!!

The reminders, renewals, and payments are so easy online.

Lorena
February 17, 2017
Ace
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Easy

Easy, simple, fast, and quick; what else could you ask for?

Heavy D.
April 6, 2018
Ace
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I was having issues applying for a loan …

I was having issues applying for a loan online. I made one call and got the matter taken care of. The live representatives are there to help ease the process and make it a great experience.

Sandra M.
April 6, 2017
Ace
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Love It

Love working with them no complaints

Pariseanne C.
November 22, 2017
Ace

Installment Loan Reviews

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Easy to navigate n get answers instantly

Easy to navigate n get answers instantly

Felix A.
December 7, 2017
Ace
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Love it .

Love it . Really helps when in a bind. Customer service is awesome.

J C.
June 12, 2018
Ace
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Easy site to apply for loan.

Easy site to apply for loan.

Nelva H.
November 24, 2017
Ace
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This is a really great place to get any…

This is a really great place to get any type of loan from, short term at least. Interest rates are pretty high on installment loans, pay day loans are more affordable. Overall I am always highly satisfied with Ace and I thank you.

Celeste
January 19, 2020
Ace
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I love that i have the opportunity to…

I love that i have the opportunity to go online and get a loan.

Norma M.
November 11, 2018
Ace
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Pleased

Process was easy and fast

Margo L.
January 24, 2017
Ace
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License and Rates

  • ACE Elite Plans
  • Service Fees
  • Manage Your Money

ACE Elite Plans

ACE Elite Pay-As-You-Go Plan ACE Elite FeeAdvantage Plan (Monthly) ACE Elite with Direct Deposit FeeAdvantage Plan4 (Monthly)
Cost of Fee Plan N/A $9.95 $5.00
Signature Purchase Transactions $1.00 each included included
PIN Purchase Transactions1 $2.00 each included included
Average Cost Per Month $15.003 $9.95 $5.00
ATM Cash Withdrawals (Domestic)2 $2.50 each $2.50 each $2.50 each

Fees may apply to reload your ACE Elite Prepaid Card

1 To get cash back and avoid paying a higher ATM fee, select "debit" and enter your PIN when making a purchase at a retailer. Purchase transaction fee may apply, depending on which fee plan you selected. This option may not be available at all retail locations where the card is accepted.

2 ATM owner fees may also apply.

3 Calculation based on 5 PIN Purchase Transactions and 5 Signature Purchase Transactions.

4 To be eligible for this optional fee plan, have $500 deposited to the ACE Elite Prepaid Card during one calendar month. See Cardholder Agreement for details.

Goodbye to Hidden Fees

Fees Related to the Service:

Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion.

ACE Elite™ Pay-As-You-Go Plan ACE Elite™ FeeAdvantage™ Plan (Monthly) ACE Elite™ with Direct Deposit FeeAdvantage™ Plan (Monthly)
Card Purchase Fee $0 $0 $0
Plan Fee N/A $9.95 $5.00*
*To be eligible for this optional fee plan, have $500 deposited during one calendar month.
Signature Purchase Transaction Fee $1.00 each included included
PIN Purchase Transaction Fee $2.00 each included included
Balance Inquiry Fee:
via toll-free number (automated service)
via toll-free number (customer service agent)
at ATM
online
via Anytime Alerts™**
$0.50 each
$0.50 each
$0.50 each
Free
Free
$0.50 each
$0.50 each
$0.50 each
Free
Free
$0.50 each
$0.50 each
$0.50 each
Free
Free
Bill Payment Fee In addition to the one or more no-cost bill payment methods made available through third-party service providers, a full range of options and applicable fees appear at the Site.
Stop Payment Fee for Preauthorized Payment $10.00 each
Domestic ATM Cash Withdrawal $2.50 per withdrawal, plus ATM owner fees, if any
International ATM Cash Withdrawal $4.95 per withdrawal, plus ATM owner fees, if any
ATM Transaction Decline Fee $1.00 each

Tip: To avoid the ATM fees, you can get cash back when making purchases using your PIN at many retailers, such as grocery stores.

** Standard data usage or text message rates may apply. Check with your provider.

Add Money To or Withdraw/Transfer Money From Your Account: (Applies to all Cardholders)

Direct Deposit Free
Add cash, checks or withdraw cash at a NetSpend Reload Network location Convenience fee determined by location
Bank Transfer Free; transfer fees from the originating bank may apply
Instant Bank Transfer $5.95 each (deducted from the transferor's debit card account
Account-to-Account Transfer via text message or online Free; standard text message rates may apply
Account-to-Account Transfer via toll-free number (automated service) $1.00 each
Account-to-Account Transfer via toll-free number (Customer Service Agent) $4.95 each

Manage Your Account: (Applies to all Cardholders)

Check or Additional Statement Mailing Fee $5.95 each
Additional Card Fee $3.95 each (standard Card)
$4.95 each (custom Card)
Lost, stolen or damaged Card Replacement Fee $3.95 each (standard Card)
$4.95 each (custom Card)
Account Maintenance Fee $5.95 per month (fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days)