Get your tax refund FAST

The ACE EliteTM Visa® Prepaid Debit Card is the quicker way to receive your tax refund!2

Our products vary by state.

Select your state to view products available near you.

Payday Loans

Payday Loans

Fast Cash Before
Your Next Payday

Installment Loans

Installment Loans

Repay Over Time,
Not All At Once

Title Loans

Title Loans

Get a Loan,
Keep Driving

Prepaid Debit Cards

Prepaid Debit Cards

Your Money, Your Way

Check Cashing

Check Cashing

Over 1,000 Locations

Auto Insurance

Auto Insurance

Drive Protected


 We take pride in our outstanding customer service and variety of financial products.  No matter what you need to do with money, we are here to help you.  ACE understands that you want convenient and immediate ways to deal with your cash needs.

  • Payday Loans
    Payday Loans
    Payday loans are short-term loans designed to help you pay your immediate expenses. The loan balance is due the following payday.
    • Easy application.
    • Fast cash available.1
  • Installment Loans
    Installment Loans
    Installment loans are short-term loans that offer higher loan amounts than payday loans and give the borrower more time to pay back the loan than payday loans do.
    • Repay over time, not all at once.
    • Fast cash available.1
  • Title Loans
    Title Loans
    Title loans are secured loans for higher amounts of cash. Get a title loan at ACE, get the cash you need, and keep driving your car.
    • Easy application.
    • Fast cash available.1
  • Prepaid Debit Cards
    Prepaid Debit Cards
    The prepaid debit card gives you the power to manage your money. You can direct deposit to your card and easily withdraw cash in-store.
    • No hidden fees.
    • No minimum balance.
    • No confusing fee plans.
  • Check Cashing
    Check Cashing
    Turn your check into cash without a bank account. ACE is the largest check cashing service in the United States. Our convenient process does not require a bank account. We make it easy!
    • No credit check necessary.
    • No waiting. Get your funds today.
    • Most types of checks accepted.
  • Auto Insurance
    Auto Insurance
    A fast auto insurance quote can help you save money. See our simple monthly pricing for auto insurance with no hidden fees. Get easy, affordable personal auto insurance online.
    • Get an online quote and print your insurance card right away.
    • Multiple ways to pay, including month-to-month.
  • Bill Payments
    Bill Payments
    We can help you pay your bills accurately and quickly. All types of bills can be paid, including electricity, gas, water, cell phone, cable, satellite, insurance, credit card, and more!
    • Multiple payment methods accepted.
    • Over 13,000 available merchants.
    • Bills are paid using MoneyGram.
  • Business Services
    Business Services
    ACE Business Select makes it easy for you to manage your business finances. We offer business check cashing, and we cash most types of checks. No need to worry about pending transactions. Get your funds fast. Plus, there are over 1,000 ACE locations that are open extended hours and weekends to serve your business needs.
    • ACE is open extended hours and weekends.
    • No bank account necessary.
  • Money Orders
    Money Orders
    Money orders are a safe, widely accepted form of payment. Because you have a receipt of the transaction, the money order is traceable if it is lost or stolen. When confidence matters, send a MoneyGram money order in the mail instead of cash. Purchase your money orders with cash, a debit card, or a traveler’s check in any denomination up to $1,000 (varies by state) by visiting one of over 1,000 ACE Cash Express stores.
    • Fees starting at $0.89.
    • Money orders can be deposited into bank accounts.
  • Money Transfers
    Money Transfers
    When you need money sent worldwide in a flash, the money transfer service can help you get your cash where it needs to go. With options for same-day and three-day services, you can choose the speed or cost savings that fit your needs.
    • Send money to over 200 countries.
    • Money is sent securely by MoneyGram.
  • Tax Services
    Tax Services
    No matter where you had your taxes prepared, ACE is the place to get your refund cashed. We cash large checks and you can walk out of the store with your cash in hand. You can also load your tax refund proceeds directly onto a debit or prepaid card.
    • Over 1,000 ACE locations.
    • We cash large checks.
  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Finance Lenders License. Loans in Minnesota made by ACE Minnesota Corp. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. ACE Cash Express, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states.
  2. Tax refund timing is based on IRS estimate. For up-to-date information from the IRS, visit www.irs.gov/. State tax refund times vary.

  3. IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.

Terms and conditions apply. All checks subject to approval.

Licensed by the Georgia Department of Banking and Finance. ACE Cash Express, Inc., 1231 Greenway Drive, Suite 600, Irving, Texas, 75038, CC. 70014.000.