Why Choose ACE Cash Express for Money Services?
ACE has been a leading provider of non-traditional banking services for over 55 years, with 750+ stores in communities nationwide. We offer a variety of money services to meet your financial needs, including check cashing, bill payment, ATM services, money transfers, and money orders. We're proud to be a financial services provider you can trust.
Cash Checks, Transfer Money, and Pay Bills with ACE Money Services
ACE offers direct money services without the need for a traditional bank, and we’re open longer hours, too! With the help of an associate, you can cash checks, pay your bills, purchase money orders, and use our ATM services for withdrawals and balance inquiries.1 Take advantage of the financial services we offer in your state!
Check Cashing
We are your one-stop shop for cashing a check. We accept most types of checks, including payroll, income tax refunds, personal, insurance, and more. Money services at ACE stores are comprehensive, convenient, and accessible; all you need is a valid, government-issued ID to get started.2 Stop by your local ACE store to cash different types of checks, with no bank account required.
Bill Payment
You can pay your bills at ACE. Bring the bill, payment method, and photo ID to your nearest store to get started. Bill payment processing times vary. The vast majority of payments process within 24 hours.
Take advantage of our bill payment services for rent, utilities, credit cards, insurance, and more.
Money Transfers
With MoneyGram® money transfer services, you can send or receive money quickly and securely. Funds may even be available for the receiver in minutes or on the same day.
Send money domestically, anywhere in the U.S., or internationally to more than 200 countries and territories at competitive rates.
Money Orders
Choose a reliable, safe alternative to sending cash with MoneyGram® money orders. Find an ACE store near you to purchase money orders. We also sell stamps for your convenience if you need to mail money orders. Save the money order receipt for tracking and as a record of your payment.
As a widely accepted and convenient form of payment, money orders can be used for sending money or paying bills.
ATM Services
Having cash on hand can make some purchases or payments more efficient. Get convenient ATM services in person at an ACE store and take advantage of cash withdrawals with a $5 minimum.1 We also offer services to add funds to various debit cards and load funds to prepaid debit cards.
Access our ATM services in-store for both large and small withdrawals or to check your balance.
Tax Services
ACE associates can help you set up a direct deposit account to receive tax refunds electronically. If you received your tax refund on a tax card, you can withdraw the funds at an ACE store near you. All you need is a valid, government-issued ID to get started.
Business Services
Cash your business checks* at an ACE store.2 Our service hours are longer than a typical, traditional bank, and our associates provide great customer service. Call or visit your local store for details.
*The owner or an officer of the business must provide documented proof required by the state for these services, including a Letter of Authority.
Money Services FAQs
Each of our locations has a menu board that lists competitive check cashing fees for different check types. Because these rates vary by state and may change, it’s best to visit a store near you to ask about fees.
We do cash checks in large amounts.2 If you have a question about a particular check, it’s best to visit your local ACE store in person and talk to one of our associates. You can find the store location nearest you by using our store locator.
We accept checks from all states.
No. A valid photo ID is required to cash a check at an ACE Cash Express store.
Yes. You can send money directly to a bank account or mobile wallet in select countries from the United States.
For your protection, there are a variety of rules in place to limit how much money and how many transfers you can complete on a daily, weekly, monthly, and yearly basis from the United States. These limits aren’t always the same. They fluctuate based on market trends, security needs, and current laws and regulations, so the list of limits isn’t available.
A money order is a secure form of payment that is guaranteed in advance because it is purchased with cash. It’s paper like a check, but payees generally prefer a money order over a check because it won’t bounce. If you receive one, you can cash it at a store or deposit it into a personal banking account.
