Title Loans in Arizona

title loan is a loan in which a vehicle serves as collateral for the loan amount. In Arizona, you can apply for a title loan from $100-$2,500 or a registration installment loan from $100-$2,500.1 Visit an ACE Cash Express location to apply in-store.

If approved, you could walk out with cash in hand, and you can keep driving your car!

New Way to Repay

In November 2023, ACE introduced an installment loan product for title registration loans in Arizona. The main benefit of this new loan product is that a title registration installment loan gives consumers more time to pay off the loan.2 You can even set up automatic recurring payments to keep you on track and on time.

The chart below outlines the features of a title registration installment loan versus a title loan.

Features Comparison Chart




72-Hour Satisfaction Guarantee

Pay In-Store

Payments Based on Payday

Pay Online or by Phone

Pay Back Over Time2

Loans up to $2,500

Automatic Recurring Payment Option

Visit your local ACE store for a better way to borrow!

What Do I Need to Apply

What Do I Need to Apply image

Anyone may apply for a title loan or a registration loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Please refer to the guidelines below.  

Title and Registration Loan Questions

Use the Store Locator to find an Arizona ACE location near you that offers title loans or registration loans. Visit an ACE store to apply in person.

For an Arizona title loan, be sure to bring in a clear title with your name on it, a valid, government-issued ID, and evidence of a steady source of income such as employment, retirement, disability, self-employment, or another recurring source of income. If your title has two or more names on it, all people must be present in the store to complete the process.

For an Arizona vehicle registration loan, please bring in your valid vehicle registration in lieu of a clear title.

Titles with two or more names are accepted, but all people must be present in the store to complete the title loan application process. The store associate will instruct you on how to sign the documents if you are approved.

Title loans and title registration installment loans at ACE stores in Arizona are available from $100-$2,500. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1 ​​​​​

ACE Cash Express does not charge a fee to apply for a loan, regardless of whether or not you are approved.

If approved in-store, you can walk out with cash in hand immediately.

Your loan due date(s) and term (length) of the loan will vary depending on whether you have a single-payment loan or an installment loan. You will be able to review the due date(s) prior to signing your loan agreement, if your loan is approved.

Every ACE loan comes with a 72-hour satisfaction guarantee. To cancel the loan, you must return the proceeds from your loan to the store where your loan was originated within 72 hours of receiving your loan.

Why Choose ACE Cash Express

A title loan or registration loan from ACE has many benefits:  

  • Fast and easy application  
  • Instant loan decision  
  • You get to keep driving your car 
  • Cash on the spot, if approved

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