Title Loans in Arizona


A title loan is a loan in which a vehicle serves as collateral for the loan amount. In Arizona, ACE Cash Express offers title loans from $100 - $2,500 and registration loans from $100 - $1,500. Visit an ACE Cash Express location to apply in-store. If approved, you could walk out with cash in hand! You even get to keep driving your car!  

What Do I Need to Apply


Anyone is free to apply for a title loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below.  

To apply for a title loan in-store, you will need the following:  

  • Name  
  • Address  
  • Phone number  
  • Clear title in your name  
  • Valid, government-issued ID  
  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    

To apply for a registration loan in-store in Arizona, you will need the following: 

  • Name 
  • Address 
  • Phone number 
  • Your valid vehicle registration 
  • Valid, government-issued ID 
  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source     
  • Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed chcks are accepted as proof of bank account.

Title Loan Questions


Q: How do I apply for a title loan or registration loan in Arizona?   

A: Use the Store Locator to find an ACE location near you that offers title loans or registration loans. Visit an ACE Cash Express location to apply in person.  For a title loan, be sure to bring in a clear title with your name on it, a valid, government-issued ID, and evidence of a steady source of income such as employment, retirement, disability, self-employment, or another recurring source of income. If your title has two or more names on it, all people must be present in the store to complete the process. For an Arizona vehicle registration loan, please bring in your valid vehicle registration in lieu of clear title.  If your vehicle registration has two or more names on it, all people must be present in the store to complete the process. 

 

Q: What if there are two or more names on the vehicle title or registration?  

A: Titles or vehicle registrations with two or more names are accepted, but all people must be present in the store to complete the title or registration loan application process. The store associate will instruct you on how to sign the documents if you are approved.  

  

Q: How much money can I borrow with a title or registration loan in Arizona?   

A: Title loans at ACE Cash Express stores in Arizona are available from $100 - $2,500.  Registration loans at ACE Cash Express stores in Arizona are available from $100 - $1,500. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1  

  

Q: If approved, when will I receive my funds in Arizona?    

A: If approved in-store, you can walk out with cash in hand immediately. 

  

Q: What if I change my mind and decide to cancel my loan?   

A: Every ACE loan comes with a 72-hour satisfaction guarantee. To cancel the loan, you must return the proceeds from your loan to the store where your loan was originated within 72 hours of receiving your loan. 

Why Choose ACE Cash Express


A title loan or registration loan from ACE has many benefits:  

  • Fast and easy application  
  • Instant loan decision  
  • You get to keep driving your car 
  • Cash on the spot, if approved  

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