About Oregon Title Loans
A title loan is a loan in which a vehicle, such as a car, motorcycle, or truck, serves as collateral for the loan amount from the lender. Oregon title loan lenders offer the cash you need to pay for unexpected expenses like medical bills, high utility bills, or other emergencies.
At ACE Cash Express in Oregon, we offer title loans in-store only, with loan amounts ranging from $100 - $300. If approved, you will walk out the same day with the cash in hand.1 If you have a clear title to a car, motorcycle, or truck, and have unexpected costs to pay, a title loan may be a good option for you.
What Do I Need to Apply for an Oregon Title Loan?
Anyone can apply for a title loan at an ACE store in Oregon. The loan process is quick and simple, and all you need are a few pieces of information to get the loan application started.
Some of the items you may need are:
A clear title for your vehicle in your name: The car, motorcycle, or truck title that will serve as collateral for the loan
A valid, government-issued photo ID: Such as a driver's license, state ID, or passport
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source
ACE does not offer title loans online in Oregon. To find an ACE store near you to apply, use our Store Locator.
Where Does ACE Offer Oregon Title Loans
ACE has more than a dozen stores in Oregon. Not only do we operate in and around larger cities along the I-5 corridor like Portland, Eugene, and Salem, ACE also has stores in smaller towns like Coos Bay, Medford, and Bend.
If you are approved for a title loan at one of ACE’s Oregon stores, you get same-day cash!
Does the Value of My Vehicle Affect the Loan Amount?
Yes, the value of your vehicle may affect the loan amount. When you apply for a title loan, the lender will assess the value of your vehicle and your income to determine the amount you may be eligible to borrow based on standard underwriting criteria.1 The maximum loan amount offered in Oregon is $300. Bring your vehicle and title to one of our locations with the materials listed above and apply today!
Why Choose ACE for Oregon Title Loans?
ACE is a top title loan lender that consumers trust when experiencing a financial emergency. Here's why you should choose ACE for a title loan in Oregon:
Our in-store application process takes just a few minutes, and you'll receive a quick decision.
Our sales associates are ready to help with any questions you may have during the application process.
In Oregon, borrowers may receive between $100 to $300, if approved.1
Since 1968, ACE has been a top lender, providing consumers with financial services to help them get through hard times. We deliver a broad range of financial products and money services to fit your needs, including payday loans, card services, check cashing, money transfers, bill pay, and money orders. Learn more about ACE Cash Express and our products and services today.
If Approved, When Can I Receive the Title Loan Funds?
If your application is approved, you'll get cash on the spot. As an in-store lender, ACE can provide fast decisions for applicants. If you have questions about the application process, car title loans, or related fees, an ACE associate will be happy to assist you.
What if I change my mind and decide to cancel my loan?
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving the funds and pay nothing more.
Does ACE Offer Other Short-Term Loans in Oregon?
Yes! As a trusted lender, ACE offers one other type of short-term loan in Oregon, a payday loan, in-store only. A payday loan is an unsecured loan that doesn’t require a form of collateral and is an alternative option to a title loan. Applicants can apply for a payday loan and receive cash between $100 to $300, if they are approved.1
Oregon Title Loan FAQs
Car titles with two or more names are accepted, but all people listed on the car title must be present in the store to complete the title loan application. The store associate will help guide you on how to sign the documents, if you are approved.
Title loans at ACE Cash Express stores in Oregon are available from $100 - $300. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
Absolutely! If approved, you receive the funds, and you get to keep driving your vehicle.1
Yes, your vehicle needs to be paid off for a title loan.
Yes, title loans are available for motorcycles in-store.
You may apply for a title loan if your vehicle is titled in another state.
