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Installment Loans in Florida
An installment loan is a short-term loan that allows you to pay a loan over a longer period of time than a traditional payday loan.1 In Florida, you can apply for an installment loan from $100 - $1,000.2 Installment loans at ACE allow you to repay the loan in scheduled payments that are substantially equal in amount and can be repaid early without penalty, which may save you interest and fees (where applicable).
ACE offers different ways to receive online loan funds.
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Deliver funds instantly to a qualifying debit card.3
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Deposit money into your bank account overnight.2
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Pick up cash at your nearest ACE Cash Express store.2
What Do I Need to Apply
What Do I Need to Apply for an Installment Loan?
Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below.
Personal Information
- Name
- Address
- Valid and Active Email
- Phone Number
- Valid Social Security Number or Individual Taxpayer Identification Number
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of active bank account that we ask to be open for at least one month.
Things to Keep in Mind When Applying for an Installment Loan in Florida
Personal Information
- Name
- Address
- Valid and Active Email, where applicable
- Phone Number
- Valid Social Security Number or Individual Taxpayer Identification Number, where applicable
- Valid, government-issued ID
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account. Contact your local stores for details. Acceptable documents may vary by state.
Things to Keep in Mind When Applying for an Installment Loan in Florida
Florida Installment Loan Questions
You can apply for an installment loan online or in person at an ACE Cash Express store location.
Online
The online application process is simple!
Apply for an installment loan online.
- Complete the installment loan application. This takes just a few minutes.
- Receive an instant decision.
- If approved, have your loan proceeds instantly delivered to your debit card if eligible,3 or direct deposited to your bank account by the next business day, or depending on your state and if eligible, pick up cash at a store near you! 2
In-Store
Applying in-store is quick and simple, too!
Apply for an installment loan at an ACE Cash Express store location.
- Use the Store Locator to find a store near you to apply in person
- Receive an instant decision.
- If approved, walk out with cash in hand immediately. 2
ACE Cash Express offers in-store and online installment loans at ACE Cash Express in Florida from $100 to $1,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.2
If approved for a loan and to have money instantly funded to your debit card, the loan proceeds may be available within 30 minutes of loan approval and verification, or funding could take up to 4 hours. Funding times vary based on your bank. 3
At ACE, we take several factors into consideration, such as loan type, state regulations, eligibility, and approval pursuant to standard underwriting criteria. If you are approved and eligible for additional ways to receive your online loan proceeds, you will be presented with the instant funding to your debit card option after signing your loan documents. Please note, not all banks allow instant funding and not all applicants are approved for a loan or for instant funding.
- If you are not eligible for instant funding to your debit card, then we will not ask for your debit card information.
- If you are eligible for instant funding, you enter your debit card information, and your bank does not allow instant funding, then we will notify you immediately by email and your money will be direct deposited into your bank account by the next business day.
You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately! 2 Walk out with cash in hand. If you apply online and are approved, there are three ways to receive your funds:
- If eligible, get your funds loaded to your debit card.3
- Have money direct deposited into your bank account by the next business day. 2
- If eligible, pick up cash same-day at one of our stores! 2
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.
Why ACE Cash Express
Installment loans in Florida are an option when you have emergency cash needs. Choose a financial services provider who has been in business for more than 50 years. We’re happy to be of service to you. ACE Cash Express delivers a broad range of financial products and services, including short-term consumer loans, card services, check cashing, money transfers, bill payments, and money orders.
What Consumers Say
Contact Us
Phone: (877)-ACE-CASH
Internet Loans: internetops@acecashexpress.com
All Other Inquiries: customerservice@acecashexpress.com
