Florida Installment Loans at ACE

Name: installment loans in Florida
Brand: ACE Cash Express
Availability: InStoreOnline

Loans from $100 - $1,000 in Florida.

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About Florida Installment Loans

Installment loans at ACE allow you to pay back the loan in scheduled payments that are substantially equal in amount over a specified length of time. You might consider applying for an installment loan in Florida to pay for an unexpected expense like a medical procedure, a leaking roof, or an urgent car repair.¹

What Do I Need to Apply for a Florida Installment Loan?

you can apply for a Florida installment loan from anywhere

Some of the items you’ll need are:

A valid, government-issued photo ID: Such as a driver's license, state ID, military ID, or passport (for in-store applications).
A valid Social Security Number or Individual Taxpayer Identification Number.
A valid and active email account.
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source.

For the complete details, please visit the Installment Loans Requirements page.

Why Choose ACE for a Florida Installment Loan?

Choose a top lender with a proven history you can trust! Here’s why thousands of Floridians choose ACE:

Hassle-free application process: It takes just a few minutes to fill out an application, and you’ll get a quick decision.¹
Same-day cash in store: If approved at one of our 60+ Florida locations, you walk out with cash in hand.
Convenient ways to repay your loan: Pay in-store, online, or by phone – whatever you prefer.
No prepayment penalty: You can pay your loan off early without penalty, which may save you money in interest and fees (where applicable).

ACE has been in business since 1968, and we deliver a broad range of financial products and services that also include payday loans, card services, check cashing, money transfers, bill pay, and money orders.

If Approved, When Can I Receive Florida Installment Loan Funds?

You can get cash fast, if approved! Those who are approved in-store walk out with cash in hand.¹ If you’re approved online, there are three ways to receive your loan funds:

Deliver funds instantly to a qualifying debit card.²
Deposit money into your bank account overnight.³
Pick up cash at your nearest ACE Cash Express store, if eligible.¹

Where Can I Apply for an Installment Loan in Florida?

In addition to our online application, ACE has more than 60 stores in the Sunshine State. We operate in and around big cities like:

as well as in smaller communities like Daytona Beach, Ocala, Naples, and Tamarac.

Florida Installment Loan Questions

Are installment loans allowed in Florida?

Yes. Installment loans are allowed in Florida. ACE is a licensed lender in the state.

How do I apply for an installment loan in Florida?

You can apply online for an installment loan or in-person at an ACE store location.

Online

Complete the installment loan application. This takes just a few minutes.
Receive a quick decision.
If approved, sign the loan documents and decide how to receive your loan proceeds.¹

In-Store

Find an ACE store near you.
Fill out an application.
Receive a quick decision.
If approved, review and sign the loan documents and walk out with cash
in-hand.¹

How much can I borrow with an installment loan in Florida?

ACE Cash Express offers in-store and online installment loans from $100 to $1,000. If approved, the amount you may borrow will depend on your income and standard underwriting criteria.¹

How much does it cost to get an ACE installment loan in Florida?

If you are approved, ACE offers installment loan amounts in Florida from $100 to $1,000 in $10 increments. Check our Florida Installment Loan Fee Schedule (online or in-store) for details.

How do I pay back the installment loan in Florida?

There are three options to repay your installment loan.

Go to any Florida ACE location with cash on or before the installment payment due date.
Log in to the loan payment center at www.myacepayments.com.
Call our 24/7 automated phone system at (866) 728-1808.

What if I change my mind and decide to cancel my installment loan in Florida?

If you change your mind, you have until 5:00 p.m. CT on the third business day after receiving your funds to return the principal and pay nothing more. For example, if you take out a loan on Monday, you have until 5:00 p.m. CT on Thursday to cancel your loan.

Installment Loans FAQs