Florida Cash Advance and Installment Loans | ACE Cash Express

Find ACE Cash Express Locations in Florida

Available Loans In Florida

Payday Loan (Cash Advance)

$100-$500 (at an ACE store)

A Florida cash advance offered at ACE is a small-dollar, short-term loan designed to help cover unexpected expenses until your next paycheck. If approved, the borrower generally repays the loan balance in full on their next payday.¹

Apply In-Store

Payday Loan (Cash Advance) APR and Fees

Installment Loans

$100-$1000 (online or at an ACE store)

Installment loans in Florida are short-term personal loans that have longer repayment lengths than payday loans and have substantially equal payment amounts over the duration of the loan.¹^,2

Apply Online Apply In-Store

Installment Loan APR and Fees

Benefits of Personal Loans in Florida

Easy Application

Personal loans at ACE have a hassle-free application  and usually are faster than applying for a traditional personal loan.¹

No FICO® Score Impact

ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.³ If you are approved, the loan amount you may borrow will depend upon your income and our standard underwriting criteria¹

Instant Decision

When you apply for a loan at ACE, you receive an instant decision, so you’ll know right away if you are approved.

Receive Loan Funds¹

If approved for an online loan, ¹ you may be eligible for Instant Funding to a debit card. If you are offered the debit card instant funding option and you select that option, your loan proceeds may be available as quickly as 30 minutes after loan approval and verification. Funding times vary based on your bank.⁴ Otherwise, you could have your funds deposited into your bank account as soon as the next business day or, if eligible, pick up cash same-day at one of our stores. If approved for an in-store loan, you’ll receive your funds immediately.⁵

Products Offered at ACE

Porte^®

Mobile Banking With Service You Love

Deposit Account opening is subject to registration and ID verification.⁶ Porte is a full-service mobile finance app with in-person support. Banking services provided by Pathward®, N.A., Member FDIC.

Flare Account^®

Online Banking for Your Everyday Life

A Flare Account offers the tools you need to manage your money your way.

Deposit Account opening subject to registration and ID verification.⁶ Terms and fees apply. Established by Pathward®, N.A., Member FDIC.

ACE Elite^® Visa^® Prepaid Debit Card

Your Money, Your Way

Manage and control your money on one convenient, prepaid debit card.

Card usage is subject to card activation and identity verification. ⁶

Other Financial Services Offers in Florida

Check Cashing

ACE is your one-stop shop for check cashing. We cash most types of checks with no bank account required. All you need to cash a check is a valid government-issued ID.⁷

Bill Pay

ACE offers bill payment services for rent, utilities, credit cards, and more. All you need is your bill or account information and cash.

MoneyGram® Money Transfers

ACE provides a fast, convenient, and secure way to send or receive money with MoneyGram® Money Transfer either in-store or online. Send funds domestically, anywhere in the U.S., and Internationally to over 200 Countries and territories.

MoneyGram® Money Orders

Skip mailing cash and send a money order instead! ACE Offers a more secure and reliable alternative to sending cash with MoneyGram® Money Orders.

ATM Services⁸

Take advantage of convenient cash withdrawals or a balance inquiry. ACE also offers services to load cash funds to various debit and prepaid debit cards.⁸

ACE Elite Visa Prepaid Debit Card, the Flare Account, and Porte accountholders can receive in-person support with adding funds and withdrawing cash.⁹

Tax Services

ACE cashes all types of tax refund checks. If you received your tax refund on a tax card, you can withdraw cash at an ACE store.^7,8

Business Services

Cash business checks at ACE. We have cash on hand, even large amounts. Our service hours are longer than typical, traditional banks, and our fess are competitive.⁷

About ACE Cash Express in Florida

ACE Cash Express locations in Florida offer valuable services to Floridians, including short-term personal loans designed to help with unexpected expenses or emergencies between paychecks. Additionally, ACE provides a range of financial services such as card services, check cashing, money orders, transfers, and bill payment options. We operate around big cities like Tampa, Orlando, Miami, Tallahassee, and Jacksonville, as well as in smaller towns like Bradenton, Daytona Beach, Naples, and Sanford. All money orders obtained at participating ACE Cash Express locations in Florida are FREE! No hidden fees or further purchase requirements. Visit an ACE store in Florida and see why we’re one of the most trusted places to get cash.