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*So if you change your mind, just return the principal within 72 hours and pay nothing more.
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About Missouri Installment Loans

ACE Cash Express offers Missouri installment loans online and in-store from $100 - $2,500. An installment loan in Missouri offers more repayment flexibility with higher loan amounts than a traditional payday loan.1 If you’re approved, you repay the loan in scheduled payments that are substantially equal in amount.2 These loans can be a helpful option when you need emergency cash for unexpected expenses like car repairs or unusually high utility bills.
ACE offers three ways to receive online loan proceeds:
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Deliver funds instantly to a qualifying debit card, if you are eligible.3
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Deposit money into your bank account by the next business day.4
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Pick up cash at your nearest ACE Cash Express store.2
What Do I Need to Apply for a Missouri Installment Loan?
Anyone can apply. The loan application process is quick and simple, and all you need are a few pieces of information to start your loan application.
Some of the items you may need are:
A valid, government-issued photo ID: Such as a driver's license, state ID, or passport (for in-store applications)
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source
For the complete details, please visit the Installment Loan Requirements page.
Why Choose ACE Cash Express for a Missouri Installment Loan?
Here’s why Missouri residents choose ACE for their financial needs:
Hassle-free application process: It takes just a few minutes to apply, and you’ll get a fast decision.2
Same-day cash: If approved at one of our Missouri locations, you walk out with cash in hand.
Convenient ways to repay your loan: If you have an online installment loan, you can pay in-store, online, or by phone – whatever you prefer. In-store installment loans are repaid at the store in cash.
No prepayment penalty: You can repay your loan early without penalty, which may save you money in interest and fees (where applicable).
ACE has been in business since 1968, and we deliver a broad range of financial products and services to Missouri residents that also include payday loans, card services, check cashing, money transfers, bill payment, and money orders.
How Do I Apply for an Installment Loan in Missouri?
Apply online or in person at an ACE location.
Online
1. Apply for an installment loan online. This takes just a few minutes.
2. Get a fast decision.
3. If approved, review and sign the loan documents and decide how to receive your loan proceeds.2
At an ACE Location
1. Find an ACE location near you.
2. Fill out an application.
3. Get a fast decision.
4. If approved, review and sign the loan documents and walk out with cash
in hand.2
How Do I Pay Back My Online Installment Loan in Missouri?
There are three options to pay back your loan in Missouri:
1. Visit a Missouri ACE store with cash on or before the installment payment due date.
2. Log in to the loan payment center at www.myacepayments.com.
3. Call our 24/7 automated phone system at (866) 728-1808. A convenience fee may apply.
Missouri Installment Loan Questions
If you’d rather apply for an installment loan in person, ACE has several stores in Missouri. Whether you visit us in St. Louis or a smaller town like Grandview, we’re ready to assist! Use our store locator to see if there’s an ACE store in your neighborhood.
ACE Cash Express offers in-store and online installment loans in Missouri from $100 to $2,500. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
At ACE, we take several factors into consideration, such as loan type, state regulations, eligibility, and approval pursuant to standard underwriting criteria. If you are approved and eligible for additional ways to receive your online loan proceeds, you will be presented with the instant funding to your debit card option after signing your loan documents. Please note, not all banks allow instant funding and not all applicants are approved for a loan or for instant funding.
- If you are not eligible for instant funding to your debit card, then we will not ask for your debit card information.
- If you are eligible for instant funding, you enter your debit card information, and your bank does not allow instant funding, then we will notify you immediately by email and your money will be direct deposited into your bank account by the next business day.
Applying for an ACE installment loan in Missouri does not affect your FICO® Score, although it may impact your overall credit profile with non-traditional consumer reporting agencies.
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.
Contact Us
Call Us
Online Loans Phone:
(866)-ACE-CASH
In-Store Loans Phone:
(877) ACE-CASH
Email Us
Online Loans Email:
InternetOps@acecashexpress.com
All Other Inquiries:
CustomerService@acecashexpress.com