What Do I Need to Apply for an Installment Loan?

With an installment loan at ACE, you may be able to borrow cash for emergency expenses before your next payday. The application process takes just a few minutes, and you’ll receive an instant decision.  

How do I know if I qualify for an installment loan? 


Our system considers several factors during the loan application process.1 Be sure to fill out the application accurately and completely. 


Will ACE Cash Express check my credit? 


We consider many factors when making a decision on whether or not to loan you money, and we may use your credit score to make a decision on your loan application.1 Anyone is welcome to apply.   


Does ACE Cash Express report payday loan payments to the credit bureaus?  


We do not report loan activity to traditional credit bureaus. 


How many loans can I have with ACE Cash Express? 


Each ACE customer may have one loan open at a time – whether it’s a payday loan or an installment loan.  


Can I get a loan without a job? 


You do not have to be employed and you may be retired, but you must have a steady source of recurring income payments. This could include income from government benefits, retirement, self-employment, or another recurring income source. 

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