Installment Loans in Virginia
Installment loans at ACE can be useful when you need money for emergency expenses. In Virginia, you can apply for installment loans from $100 - $1,000 at an ACE Cash Express store near you! With an installment loan, you can repay the loan in scheduled payments that are substantially equal in amount, or you can repay early without penalty, which may save you interest and fees (where applicable).1 If you’re approved, you can walk out with cash in hand immediately!
What Do I Need to Apply
What Do I Need to Apply for an Installment Loan?
Anyone is free to apply. The process is quick and simple, and all you need are a few pieces of personal information to get the loan application started. Refer to the guidelines below.
- Valid and Active Email, where applicable
- Phone Number
- Valid Social Security Number or Individual Taxpayer Identification Number, where applicable
- Valid, government-issued ID
Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account. Contact your local store for details. Acceptable documents may vary by state.
Virginia Installment Loan Questions
A: An installment loan is a short-term loan that allows you more time to repay than a traditional payday loan.1 Installment loans at ACE allow you to repay the loan in scheduled payments that are substantially equal in amount. At ACE, you can choose to repay early without penalty, which may save you money on interest and fees (where applicable).
You can apply in person at an ACE Cash Express store location.
- Use the Store Locator to find a store near you to apply in person.
- Receive an instant decision.
- If approved, walk out with cash in hand immediately!
ACE Cash Express offers in-store installment loans in Virginia from $100 to $1,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.2
If approved in one of our stores, you can walk out with cash in hand immediately.
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal to the store where your loan was originated within 72 hours and pay nothing more.
In Virginia, you have until 5:00 PM Central Time on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5:00 PM Central Time on Thursday to cancel your loan.
Why ACE Cash Express
If you’re looking for a loan in Virginia, choose a lender with experience. At ACE Cash Express, we know that your finances are personal. That’s why we offer convenient installment loans designed to help you make ends meet when times are tough. We have over 50 years of experience serving customers like you. Our broad range of financial products and services include short-term consumer loans, card services, check cashing, money transfers, bill payments, and money orders.