ACE Cash Express – 4679 University Ave, San Diego, CA 92105

View In-Store Rates

Payday loans are available at ACE Cash Express and even customers with bad credit may be eligible.1 All you need is ID, proof of income and a bank account to apply for a cash advance. A satisfaction guarantee of 72 hours comes with every loan. Pay nothing more if you change your mind and return the loan within the satisfaction guarantee time period!

Rather than getting a credit card or opening a checking account, get the ACE Elite™ Prepaid Debit Card. Direct deposit your government benefits check or payroll check on to your prepaid debit card and get paid up to two days faster.2 Use your card wherever Visa® debit cards are accepted, including, but not limited to, ATMs and online purchases. The ACE Elite™ Card also allows you to pay bills online.

Unlike other companies, we cash most types of checks in any amount, even the hard to cash ones. Visit your nearest store to load money onto an ACE Elite™ Prepaid Debit Card or get your cash in hand. Avoid long lines when cashing your checks with ACE - no bank account needed and no holding of funds. With our convenient check cashing service, you can get your cash without the hassle because we don't require a bank account. Turn to ACE!

Store Information


4679 University Ave
San Diego, CA 92105


(619) 284-2082

Store Hours

  • Monday 9:00 am to 7:00 pm
  • Tuesday 9:00 am to 7:00 pm
  • Wednesday 9:00 am to 7:00 pm
  • Thursday 9:00 am to 7:00 pm
  • Friday 9:00 am to 8:00 pm
  • Saturday 9:00 am to 5:00 pm
  • Sunday Closed

Services offered at this location

  • Payday Cash Advance Payday Loans
  • Prepaid Debit Card ACE Elite Visa® Prepaid Debit Card
  • Check Cashing Check Cashing

How to Find Us

Check out our location in a small shopping center at the corner of University Ave and 47th St. Cricket Wireless is our next-door neighbor. We offer a walk-in space with a reception area, a staff ready to assist you with your financial needs, and plenty of free parking space at this location. We are happy to help you with services such as MoneyGramⓇ, check cashing, and bill pay. We have proudly served the residents of San Diego since 2014.

Public Transit Information

Pay us a visit via the SDMTS: Bus lines #7 and #10 both have a stop at Univeristy Av and 47th St, which drops off right in front of our store.

What's Nearby

There are great shops around our convenient location. Eagle Food Center, Bargain Mart, Cell Phone Planet, and Angela Book Store are just a few options close by. Places to eat such as 777 Noodle House and Gallego’s Mexican are spots to dine.