ACE Cash Express – 456 E Hedding St San Jose, CA 95112

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Even with bad credit, you may be eligible for a payday loan at ACE Cash Express. There's no traditional credit check when you apply for a cash advance at ACE, but you will need proof of income and a bank account. Every loan comes with a 72-hour satisfaction guarantee. So you have 72 hours to change your mind and return your loan without paying anything more!

If you'd like access to online payments and direct deposit without a traditional bank, the ACE Elite Prepaid Debit Card may be a great alternative. If you direct deposit your payroll check or government benefit check to your prepaid debit card, you may get paid up to two days faster. Make online purchases or ATM transactions - use it wherever Visa debit cards are accepted. The ACE Elite Card also allows you to pay bills online.

Unlike other companies, we cash most types of checks in any amount, even the hard to cash ones. Get your cash in hand or load your money onto an ACE Elite Prepaid Debit Card when you bring your photo ID. Get quick service when cashing your checks without the need for a bank account. Because our convenient check cashing service doesn't require a bank account, you can get your cash without a hassle. Turn to ACE!

Store Information


456 E Hedding St
San Jose, CA 95112


(408) 947-2072

Store Hours

  • Monday 9:00 am to 7:00 pm
  • Tuesday 9:00 am to 7:00 pm
  • Wednesday 9:00 am to 7:00 pm
  • Thursday 9:00 am to 7:00 pm
  • Friday 9:00 am to 8:00 pm
  • Saturday 9:00 am to 7:00 pm
  • Sunday Closed

Services offered at this location

  • Payday Cash Advance Payday Loans
  • Prepaid Debit Card Prepaid Debit Cards
  • Check Cashing Check Cashing
  • Auto Insurance Auto Insurance