Even with bad credit, payday loans are available from ACE Cash Express. When you apply for a cash advance from us, there's no credit check! All you need is a job and a bank account. Every loan comes with a 48-hour satisfaction guarantee. Pay nothing if you change your mind and return the loan within 48-hours!

When you're denied credit cards because of a bad history and for checking accounts by banks, the ACE Elite Prepaid Debit card is a great alternative. When direct depositing your payroll check or government benefit check to your prepaid debit card, get paid two days faster. Use it wherever Visa debit cards are accepted, online for purchases and at ATMs. You can even pay bills online with the ACE Elite card.