ACE Cash Express – 3611 State Street, Santa Barbara, CA 93105

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Rather than getting a credit card or opening a checking account, get the ACE Elite™ Prepaid Debit Card. Direct deposit your government benefits check or payroll check on to your prepaid debit card and get paid up to two days faster.¹ Make online purchases or ATM transactions - use it wherever Visa® debit cards are accepted. The ACE Elite™ Card also allows you to pay bills online.

Unlike other companies, we cash most types of checks in any amount, even the hard to cash ones. Visit your nearest store to load money onto an ACE Elite™ Prepaid Debit Card or get your cash in hand. Get quick service when cashing your checks without the need for a bank account. Because our convenient check cashing service doesn't require a bank account, you can get your cash without a hassle. Turn to ACE!

Store Information

Address

ACE Store 4603 3611 State Street
Santa Barbara, CA 93105

Phone

(805) 563-1142

Store Hours

Monday 9:00 am to 7:00 pm
Tuesday 9:00 am to 7:00 pm
Wednesday 9:00 am to 7:00 pm
Thursday 9:00 am to 7:00 pm
Friday 9:00 am to 7:00 pm
Saturday 9:00 am to 5:00 pm
Sunday Closed

How to Find Us

Look for us in Ontare Plaza at the corner of State St and S Ontare Rd. We are situated in-between Supercuts and Baskin-Robbins, so you can't miss us. We have a walk-in space with a reception area and plenty of free parking spaces. We offer helpful financial services such as ACE Elite™ Prepaid Debit Cards, check cashing, and MoneyGram® onsite. We have enjoyed being a Santa Barbara area one-stop financial shop since 2015.

Neighboring Cities

Services offered at this location

ACE Elite^™ Visa^® Prepaid Debit Card
ACE Elite^™ Visa^® Prepaid Debit Card

The prepaid debit card gives you the power to manage your money. You can direct deposit to your card and easily withdraw cash in-store.

No minimum balance.

Choose the right fee plan for you.

*Card usage is subject to card activation and identity verification.
Learn More
Check Cashing
Check Cashing

Turn your check into cash without a bank account. ACE is one of the largest check cashing services in the United States. Our convenient process does not require a bank account. We make it easy!

No credit check necessary.

No waiting. Get your funds today.

Most types of checks accepted.
Learn More

ACE Cash Express Store - 3611 State Street - Santa Barbara - California - Front View

Public Transit Information

We can’t wait to see you! Pay us a visit via SBMTD: Bus line #3, #6, and #11 each have a stop at State and Ontare, which is a short walk across the street from our store.

What's Nearby

We are within walking distance from restaurants like Denny’s, Chick-fil-A, and Pizza Guru. ARCO gas station, U.S. Post Office, and Gelson’s Markets grocery store are not too far from us.

Find an ACE Cash Express near you:

ACE Elite Plans	ACE Elite Pay-As-You-Go Plan	ACE Elite FeeAdvantage Plan (Monthly)	ACE Elite with Direct Deposit FeeAdvantage Plan⁴ (Monthly)
Cost of Fee Plan	N/A	$9.95	$5.00
Signature Purchase Transactions	$1.00 each	included	included
PIN Purchase Transactions¹	$2.00 each	included	included
Average Cost Per Month	$15.00³	$9.95	$5.00
ATM Cash Withdrawals (Domestic)²	$2.50 each	$2.50 each	$2.50 each

Goodbye to Hidden Fees Fees Related to the Service: Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association. ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion.	ACE Elite™ Pay-As-You-Go Plan	ACE Elite™ FeeAdvantage™ Plan (Monthly)	ACE Elite™ with Direct Deposit FeeAdvantage™ Plan (Monthly)
Card Purchase Fee	$0	$0	$0
Plan Fee	N/A	$9.95	$5.00* *To be eligible for this optional fee plan, have $500 deposited during one calendar month.
Signature Purchase Transaction Fee	$1.00 each	included	included
PIN Purchase Transaction Fee	$2.00 each	included	included
Balance Inquiry Fee: via toll-free number (automated service) via toll-free number (customer service agent) at ATM online via Anytime Alerts™^**	$0.50 each $0.50 each $0.50 each Free Free	$0.50 each $0.50 each $0.50 each Free Free	$0.50 each $0.50 each $0.50 each Free Free
Bill Payment Fee	In addition to the one or more no-cost bill payment methods made available through third-party service providers, a full range of options and applicable fees appear at the Site.
Stop Payment Fee for Preauthorized Payment	$10.00 each
Domestic ATM Cash Withdrawal	$2.50 per withdrawal, plus ATM owner fees, if any
International ATM Cash Withdrawal	$4.95 per withdrawal, plus ATM owner fees, if any
ATM Transaction Decline Fee	$1.00 each

Direct Deposit	Free
Add cash, checks or withdraw cash at a NetSpend Reload Network location	Convenience fee determined by location
Bank Transfer	Free; transfer fees from the originating bank may apply
Instant Bank Transfer	$5.95 each (deducted from the transferor's debit card account
Account-to-Account Transfer via text message or online	Free; standard text message rates may apply
Account-to-Account Transfer via toll-free number (automated service)	$1.00 each
Account-to-Account Transfer via toll-free number (Customer Service Agent)	$4.95 each

Check or Additional Statement Mailing Fee	$5.95 each
Additional Card Fee	$3.95 each (standard Card)
Additional Card Fee		$4.95 each (custom Card)
Lost, stolen or damaged Card Replacement Fee	$3.95 each (standard Card)
Lost, stolen or damaged Card Replacement Fee		$4.95 each (custom Card)
Account Maintenance Fee	$5.95 per month (fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days)