ACE Cash Express – 1416 S 31St St, Temple, TX 76504

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Payday loans are available at ACE Cash Express and even customers with bad credit may be eligible.1 All you need is ID, proof of income and a bank account to apply for a cash advance. A satisfaction guarantee of 72 hours comes with every loan. Pay nothing more if you change your mind and return the loan within the satisfaction guarantee time period!

Rather than getting a credit card or opening a checking account, get the ACE Elite™ Prepaid Debit Card. If you direct deposit your payroll check or government benefit check to your prepaid debit card, you may get paid up to two days faster.2 Make online purchases or ATM transactions - use it wherever Visa® debit cards are accepted. The ACE Elite™ Card also allows you to pay bills online.

If available at your store, ACE title loans may get you the cash you need quickly. A 72-hour satisfaction guarantee comes with every loan. If you change your mind, return the loan within 72 hours and pay nothing more!

Store Information


1416 S 31St St
Temple, TX 76504


(254) 791-9100

Store Hours

  • Monday 9:00 am to 7:00 pm
  • Tuesday 9:00 am to 7:00 pm
  • Wednesday 9:00 am to 7:00 pm
  • Thursday 9:00 am to 7:00 pm
  • Friday 9:00 am to 8:00 pm
  • Saturday 9:00 am to 5:00 pm
  • Sunday Closed

How to Find Us

Our store is located at the intersection of S 31st St and W Avenue P. We have a walk-in space with a reception area and plenty of free parking spaces. Helpful financial services such as MoneyGram®, prepaid debit cards, and check cashing can be taken care of for you onsite. We have enjoyed being a Temple area one-stop financial shop since 2005.

Services offered at this location

  • Payday Cash Advance Payday Loans
  • Title Loans Title Loans
  • Prepaid Debit Card ACE Elite Visa® Prepaid Debit Card
  • Check Cashing Check Cashing
ACE Cash Express Store - 1416 S 31st St - Temple - Texas - Front View

Public Transit Information

Pay us a visit via The Hop today: Bus line #510 and #520 each have a stop at 31st St and Ave R, which is the closest to our store.

What's Nearby

Our friendly staff has no problem pointing you in the right direction of some of their favorite stores and eateries. Check out Entire Pecan Plaza, Cricket Wireless, and Valero gas station. Grab a great bite to eat at Church's Chicken, Italiano's Pizza, Pasta, & Subs, and Al's Bar-B-Q Barn.