Withdraw Cash
(See our tip on how to avoid ATM fees below)

Over the Counter Cash Withdrawal Fee at a financial institution
(also referred to as the "OTC Fee")

$2.50 per withdrawal. A Foreign Transaction Surcharge may also apply, if applicable. A fee may also be assessed by a financial institution that is not a Visa member financial institution.

Over the Counter Cash Withdrawal Fee at a NetSpend Reload Network location
(also referred to as the "OTC Fee")

Fee may be assessed by reload location and may vary from location to location. Service not available at all reload locations.

ATM Cash Withdrawal Fee - Domestic

$2.50 per withdrawal, plus ATM owner fees, if any

ATM Cash Withdrawal Fee - International

$4.95 per withdrawal, plus the Foreign Transaction Surcharge, and ATM owner fees, if any.

Foreign Transaction Surcharge

3.5% of the U.S. Dollar amount of the cash withdrawal, charged in addition to the ATM Cash Withdrawal Fee – International.

ATM Transaction Decline Fee - Domestic

$1.00 each

ATM Transaction Decline Fee - International

$1.00 each

Tip to avoid ATM fees: Select "DEBIT" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.

* The Pay-As-You-Go Fee Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to another Purchase Fee Plan, just call 1-86-NETSPEND or visit www.AceEliteCard.com.

**Cardholder must receive $500 in ACH Deposit(s) in one (1) calendar month to qualify for this optional ACE Elite $5 FeeAdvantage Plan. Upon qualifying, an eligible Cardholder who is on the Pay-As-You-Go Plan may call 1-866-NETSPEND or visit www.AceEliteCard.com to change to the ACE Elite $5 FeeAdvantage Plan; a Cardholder already enrolled in the ACE Elite FeeAdvantage Plan will be automatically changed to the ACE Elite $5 FeeAdvantage Plan.

*** During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase.

1- There are costs associated with the use and reloading of this Card Account. See the Cardholder Agreement and the Online Account Center for information about the costs, terms, and conditions.

2- IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card Account for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

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