Title Loans

Frequently Asked Questions

Title loans are available in-store in Arizona, Louisiana, New Mexico, Ohio, Oregon, Tennessee, and Texas.

About Title Loans

What is a title loan?
Are title loans available in my state? How much can I borrow?
Do I have full use of my vehicle during the term of the loan?
Are motorcycle title loans available?

Application Process

What do I need to apply for a title loan?
How do I apply for a title loan?
Do I need to be employed? Can I be retired?
Does my vehicle need to be paid off?
What if I lost my title? What do I do?
Do I have to have the vehicle titled in the same state as where I live?
What if there are two or more names on the title?
What if the vehicle title is in someone else's name?
I have two vehicles. Can I get one title loan based on both?
Is there any cost to apply for a title loan?
How will I know if I am approved? When will I receive my funds?

Payments and Cancellations

When will the loan be due?
How and when can I pay back?
If I pay off my loan early, how does that affect my finance charge?
What if I change my mind and decide to cancel my loan?

About ACE

Why choose ACE Cash Express?
What is a Credit Services Organization (CSO) and Credit Access Business (CAB)?
Is my personal information safe?