Title Loans

Frequently Asked Questions

Title loans are available in-store in Arizona, Louisiana, New Mexico, Ohio, Oregon, Tennessee, and Texas.

Title pawns are available in-store in Georgia. Click here to learn more about title pawn in your state.

California residents click here to learn more about title loans in your state.

About Title Loans

What is a title loan?
Are title loans available in my state? How much can I borrow?
Do I have full use of my vehicle during the term of the loan?
Are motorcycle title loans available?

Application Process

What do I need to apply for a title loan?
How do I apply for a title loan?
Do I need to be employed? Can I be retired?
Does my vehicle need to be paid off?
What if I lost my title? What do I do?
Do I have to have the vehicle titled in the same state as where I live?
What if there are two or more names on the title?
What if the vehicle title is in someone else's name?
I have two vehicles. Can I get one title loan based on both?
Is there any cost to apply for a title loan?
How will I know if I am approved? When will I receive my funds?

Payments and Cancellations

When will the loan be due?
How and when can I pay back?
If I pay off my loan early, how does that affect my finance charge?
What if I change my mind and decide to cancel my loan?
What happens if I fail to make a timely payment on my loan or credit services transaction?

About ACE

Why choose ACE Cash Express?
What is a Credit Services Organization (CSO) and Credit Access Business (CAB)?
Is my personal information safe?