Are you ready for a bank account with features that fit your lifestyle?
The Flare Account® offers various features designed to give a convenient and accessible banking experience.
The Flare Account online banking account offers you the tools you need to take control of your money if you live life on the go. Best of all, it’s simple to apply for.
How do I open a Flare Account?
Applying for a Flare Account is as simple as completing an application and providing the information we need.1 Follow the steps below to access all of the exciting benefits offered by our online bank account.
1. Gather your identifying information
We’ll need you to provide some specific information to help us confirm your identity during the application process. To make the process smoother, gather the following information before filling out the application. You’ll need:
- A valid residential address in the U.S. that isn’t a P.O. box
- Your social security number
- Proof of your U.S. citizenship or permanent resident status
Once you have what you need, you can start completing the application.
2. Complete our online application
Every part of our Flare Account is designed with convenience in mind; this is why the Flare Account has made it possible for you to open a deposit account that will give you access to our optional savings account2 online using any mobile device. Access our online application and enter the information required. If you’ve already gathered the items mentioned above, you should be able to complete the process.
If you don’t have internet access or don’t feel comfortable applying online, you can always visit your nearest ACE Cash Express location to apply for our deposit account in-store.
3. Choose your card
When you open a Flare Account, you also get the chance to support a great cause. Along with our regular debit cards, we offer three Flare Account® Charity Debit Cards. Each card features a different organization, including:
- National Breast Cancer Foundation (NBCF)
- The Humane Society of the United States (HSUS)
- Homes For Our Troops
Every time you purchase using your Charity Debit Card, we will donate to your chosen charity without charging you any extra transaction fee.3
When Will I Get My Debit Card?
If approved, you will receive your debit card in the mail within 7-10 business days.
Why choose a Flare Account?
The Flare Account is committed to making our customers’ lives better. That’s why we offer unique mobile banking features through the Flare Account to help you take control of your money in a way that works for you. Such as direct deposit. Once you have enrolled you will have access to unique features, including:
- No-fee4 cash withdrawals - With qualifying direct deposit activity, you can withdraw up to $400 per day at any participating ACE Cash Express store without paying any transaction fees. You can also add cash into your account at any ACE location.
- Earn interest on both deposit and savings accounts - Your optional Flare savings account can earn up to 6.00% Annual Percentage Yield (APY) after you have met eligibility requirements.2 You can also earn 0.01% APY on the money in your deposit account!5
- Overdraft6 option - If you qualify, you can opt-in to our optional debit card overdraft service.
- Payback Rewards7 - Earn credits through the special offers found in your mobile app or Online Account Center.
- Mobile alerts8 - Get real-time alerts on account activity, helping you track purchases and catch fraud early. You can also enroll in text alerts8 for your purchase history, balance, and more updates.
- Send funds9 - If your friends and family have a Flare Account or an ACE Elite Visa Prepaid Debit Card, you can send and receive money through FlashPayID! This also applies to other Netspend products.
Ready to simplify your finances with convenient mobile banking? Apply for your Flare Account here