Start Your California Payday Loan Application
Terms, Conditions and Privacy Policy License and Rates
For California residents, click here to learn what personal information we collect and how it is used.
Why Should I Apply for a California Payday Loan?
If you need money fast to cover emergency expenses, a California payday loan from ACE may help you in a crunch. With our hassle-free application process, it’s simple to apply for a $100 - $255 payday loan in California.1
About California Payday Loans
A California payday loan is a short-term personal loan that approved borrowers typically repay on their next payday. The official name for payday loans in California is “deferred deposit transaction.”
If I’m Approved Online, How Quickly Do I Receive Funds from a California Payday Loan?
ACE offers three ways to receive funds if you are approved online for a payday loan in California:
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1
Funds delivered instantly to a qualifying debit card.2
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2
Money deposited into your bank account the next business day.3
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Same-day cash pick up at an ACE store near you.1
What Do I Need to Apply for a California Payday Loan?
Anyone can apply for a payday loan in California. The process is quick and simple, and all you need are a few pieces of information to start the loan application.
For complete details, please visit the Payday Loans Requirements page.
Why Choose ACE for a California Payday Loan
ACE is a top payday lender in California, with a proven history you can trust. Come to one of our 100+ California stores and receive great customer service. California residents also have the convenience of filling out an application online from wherever they are. Other financial products and services ACE offers in California include card services, check cashing, money transfers, bill payments, and money orders.
Where Does ACE Offer Payday Loans in California?
In addition to our online application, ACE has more than 100 stores in the Golden State. Not only do we operate in and around the larger metropolitan centers like:
and Bakersfield,
ACE also has great coverage across California that includes smaller towns like Tulare and Rohnert Park.
If you are approved for a payday loan at one of ACE’s California stores, you get same-day cash.
How Do I Repay My California Payday Loan?
If You Applied Online for a Payday Loan in California
ACE will automatically withdraw the amount you owe from your bank account on the day your personal loan is due (also called an ACH payment). You can also pay using one of these other methods:
Pay Online: Log in to your loan payment center at www.myacepayments.com.
Pay Over the Phone: Call our 24/7 automated phone system at (866) 728-1808.
Pay at an ACE Store: Visit any California ACE store to pay off your loan.
If You Applied at a California ACE Store
Go to any CA ACE store to pay off your loan with cash on or before the due date (typically your next payday). California customers can also pay online or by calling (866) 728-1808.
California Payday Loan FAQs
Yes. Payday loans are allowed for California residents. ACE is a licensed lender in the state.
ACE offers payday loans in California from $100 - $255. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1 California rates and fees also apply – see the fee schedule for more information.
Fill out a payday loan application online or apply in person at a California ACE store.
ACE may consider your credit score, credit history, and other information received from a non-traditional credit reporting agency,† but we also use personal information other than your credit score to determine your ability to repay the short-term loan.1 Don’t let a less-than-perfect credit score or credit history deter you; anyone can apply.
Payday loans, also known as cash advances, are typically due in full on your next payday. By state law, the maximum loan term is 31 days for a payday loan in California. Your loan agreement will outline your due date and other important information about repayment terms.
No. California law does not allow consumers to have more than one payday loan (cash advance) at a time.
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving the funds and pay nothing more.
Contact Us
Call Us
Online Loans Phone:
(866)-ACE-CASH
In-Store Loans Phone:
(877) ACE-CASH
Email Us
Online Loans Email:
InternetOps@acecashexpress.com
All Other Inquiries:
CustomerService@acecashexpress.com
