About South Carolina Payday Loans
A high utility bill, car breakdowns, or urgent home repairs can arise, creating unexpected expenses between paychecks. In these cases, you might consider a payday loan from ACE Cash Express to cover your short-term financial needs.
Payday loans are available in select South Carolina stores and provide cash when you need it most. With loan amounts ranging from $100 - $550, you can get back on your feet quickly.
Visit a store to apply, and an ACE associate can guide you through our quick application process. If approved, you could walk out with cash in hand.1
What Do I Need to Apply?

Any South Carolinian can apply for a payday loan at ACE. The application process is straightforward, and you’ll receive a quick decision. If approved, review and sign the loan documents to receive your cash.1
Some of the items you may need to apply for a payday loan in-store are:
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source.
For complete details, please visit the Payday Loans Requirements page.
Why Choose ACE for a South Carolina Payday Loan?
ACE Cash Express is here to help with financial services when you need them. We offer in-store short-term loans designed to help with unexpected expenses or emergencies. We've been in business since 1968, providing quality service to customers like you!
ACE delivers a broad range of financial products and services to South Carolinians. In South Carolina, select stores offer payday loans and check cashing, and the rest offer services that include card services, check cashing, money transfers, bill payment, and money orders. We take pride in providing best-in-class customer service to meet your needs. Visit an ACE store in South Carolina and discover why we’re one of the most trusted lenders around.
South Carolina Payday Loan Questions
ACE Cash Express offers payday loans in South Carolina from $100 - $550. If approved, the loan amount you may borrow will depend upon your income and standard underwriting criteria.1
If approved in-store, you can walk out with cash in hand immediately.1
ACE may obtain information from a non-traditional consumer reporting agency, and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.†
Yes, every loan at ACE comes with a satisfaction guarantee. If you change your mind about your loan, just return the principal to the store where your loan was originated within 72 hours and pay nothing more.
Yes, you can apply for a payday loan in South Carolina if you’re retired, but you must have a steady source of recurring income.


