Loans

Repay Over Time, Not All at Once

Pay back your loan over a longer period of time than a traditional payday loan, and the payments are usually smaller.1

Get started with an Installment Loan application at ACE today!

* All fields required

Please correct the following item(s):
Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a loan?

We have simplified the online loan application process to make it fast and easy for you to apply. In fact, you can complete the application online in minutes and get an instant decision. Call 866-223-2274 to speak directly to an Installment loan representative.

Make sure you have your social security number, source of income, and banking information handy while completing the application.

icon_dollars

How much can I borrow?

Installment loans are available online in the states below. Minimum and maximum loan amounts vary by state. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.

Loans from $100 - $1,000: Ohio

Loans from $200 - $2,000: Delaware, Missouri, New Mexico, Texas

In California, ACE no longer offers installment loans. Apply for a payday loan up to $255 or a LoanMart loan of $2510 here.

Note: In California, we broker auto title and installment loans for a third party lender, Wheels Financial Group, LLC dba LoanMart.

icon-cash

If approved, when will I receive my funds?

ACE Cash Express gives you the option to get cash fast! You may be eligible for one or both of the following options:2

icon-risk-free-guarantee

What if I change my mind and decide to cancel my loan?

Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.