Short-Term Loans

Repay Over Time, Not All at Once

Pay back your short-term loan over a longer period of time than a traditional payday loan, and the payments are usually smaller.1

Get started with an Installment Loan application at ACE today!

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Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a short-term loan?

We have simplified the online short-term loan application process to make it fast and easy for you to apply for the cash advance you need. In fact, you can complete the application online in minutes and get an instant decision.

Make sure you have your social security number, source of income, and banking information handy while completing the application.

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How much can I borrow?

Installment loans are available online in the states below. Minimum and maximum loan amounts vary by state. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.

Loans from $2,500 - $5,000: California

Loans from $100 - $1,000: Ohio

Loans from $200 - $2,000: Delaware, Missouri, New Mexico, Texas

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If approved, when will I receive my funds?

ACE Cash Express gives you the option to get cash fast! You may be eligible for one or both of the following options:2

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What if I change my mind and decide to cancel my loan?

Loans at ACE come with a 72-hour satisfaction guarantee. So, if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.

In Ohio, you have until 5 PM CT on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5 PM CT on Thursday to cancel your loan.