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When you apply for a payday loan at ACE, all you need is a source of income and a bank account. Plus, every loan comes with a 48-hour satisfaction guarantee (Texas, Ohio and California: 72-hour satisfaction guarantee). So if you change your mind about your loan, just return it within 48 hours (Texas, Ohio and California: 72 hours) and pay nothing more.
We've streamlined the payday loan application process to make it easy for you to apply for the cash advance you need — fast. No faxing or collateral required! In fact, you can complete the application online now and get a decision in minutes.
Make sure you have your social security number and banking information handy while completing the application, as you will need this information to be eligible for a loan. If approved, your cash should be deposited overnight.2
Instant loan decision
Cash in hand today
Or cash deposited overnight 2
No Faxing Required
More than 40 years of trust
More than 1,500 locations
Dependable quality service
Get an instant decision in just a few minutes.1
View our minimum requirements for being approved for a loan.
View our state license and short term lending rates.
Find answers to common questions about online loans.
Manage your existing loan account by logging in.
More details about how to use online loans.