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Instant Decision
Fast Cash, If Approved
Satisfaction Guarantee*
*So if you change your mind, just return the principal within 72 hours and pay nothing more.
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About Idaho Payday Loans
Idaho payday loans (or cash advances) at ACE are available online only and can be used to help cover unexpected expenses, such as medical bills, home repairs, or car repairs. Online payday loans at ACE are short-term loans that offer quick cash, if you’re approved, and they are typically due in full on your next payday.1 The online loan application process takes just a few minutes and, if approved, you can get the money deposited directly to your bank account or on a debit card, if eligible.1,2
What Do I Need to Apply Online for an Idaho Payday Loan?
Some of the items you’ll need to apply are:
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source
For the complete list of requirements, please visit the Payday Loan Requirements page.
Why Choose ACE for an Idaho Payday Loan?
ACE is a top lender for loans that consumers trust to help with their financial needs! Here's why you should choose ACE:
Our online application process takes just a few minutes, and you'll receive an instant decision.
You can pay your loan off early without penalty, which may save you money in interest and fees (where applicable).
In Idaho, you may be able to borrow up to $1,000, if approved.1
ACE Cash Express has been in business since 1968, supporting consumers with financial services to help them get through hard times. We deliver a broad range of financial products to fit your needs.
If I’m Approved, How Do I Receive Idaho Payday Loan Funds?
If your online personal loan is approved, there are two ways to receive your money:
The money will be delivered instantly to a qualifying debit card, if you’re eligible.2
The money will be deposited into your bank account by the next business day.3
Idaho Payday Loan Questions
ACE Cash Express offers payday loans in Idaho from $100 - $1,000. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
If approved for a loan and to have money instantly funded to your debit card, the loan proceeds may be available within 30 minutes of loan approval and verification, or funding could take up to 4 hours. Funding times vary based on your bank.2
At ACE, we take several factors into consideration, such as loan type, state regulations, eligibility, and standard underwriting criteria. If you are approved and eligible for additional ways to receive your online loan proceeds, you will be presented with the instant funding to your debit card option after signing your loan documents. Please note, not all banks allow instant funding and not all applicants are approved for a loan or for instant funding.
- If you are not eligible for instant funding to your debit card, then we will not ask for your debit card information.
- If you are eligible for instant funding, you enter your debit card information, and your bank does not allow instant funding, then we will notify you immediately by email and your money will be direct deposited into your bank account by the next business day.
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.
To cancel the loan, please send an email to internetops@acecashexpress.com with a request to cancel your contract or call us at (877)-ACE-CASH.
The amount you owe will be automatically withdrawn from your bank account on the day your loan is due (also called an ACH payment). If you prefer not to have your payment automatically withdrawn, you can pay using either of the following two methods:
- Pay Online: Log in to your loan payment center at www.myacepayments.com.
- Pay Over the Phone: Call our 24/7 automated phone system at (866) 728-1808. Convenience fee may apply.
ACE may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.†
