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About Kansas Payday Loans


If you have a car accident, a medical emergency, or another unexpected expense, you may need financial assistance to get you through to your next payday.

Kansas payday loans at ACE Cash Express range from $100 - $500 and are available online and in-store. A payday loan (also known as a cash advance) is a short-term loan that offers quick cash, if approved, and is typically due in full on your next payday.1 You can apply online or in person at an ACE location near you and receive a quick decision.1

What Do I Need to Apply for a Kansas Payday Loan Online?


Kansan looking out over the industrial district

What Do I Need to Apply for a Payday Loan?

Anyone can apply for a payday loan online with ACE. The process is quick and simple, and all you need are a few pieces of information to get the loan application started.

Some of the items you may need to apply online are:

  • A valid Social Security Number or Individual Taxpayer Identification Number

  • A valid and active phone number and email account

  • Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source.

For the complete list of requirements, please visit the Payday Loan Requirements page.

Where Does ACE Offer Kansas Payday Loans?


City Market in Kansas City, KS

ACE offers Kansas payday loans in stores located in Kansas City, Overland Park, Topeka, and Wichita. If you have any questions, a store associate can assist you.

Some of the items you may need to apply in-store are:

  • A valid Social Security Number or Individual Taxpayer Identification Number

  • A valid and active phone number and email account

  • Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source.

For the complete list of requirements, please visit the Payday Loan Requirements page.

Why Choose ACE for a Kansas Payday Loan?


ACE Cash Express has been in business since 1968 and is a top lender for loans that consumers trust to help with their financial needs! Here's why you should choose ACE:

  • Our online application process takes just a few minutes, and you'll receive a quick decision.

  • In Kansas, you may be able to borrow between $100 - $500, if approved.1

If Approved, How Will I Receive Kansas Payday Loan Funds?


You can get cash fast, if approved!

If you apply in-store and you are approved, you'll receive your funds immediately!1 Walk out with cash in hand.

If you apply online and are approved, there are three ways to receive your funds:

  • If eligible, get your funds loaded to your debit card.2

  • Have money direct deposited into your bank account by the next business day.3

  • If eligible, pick up cash same-day at one of our stores!1

Kansas Payday Loan FAQs


ACE Cash Express offers payday loans in Kansas from $100 - $500. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1

If you’re approved for an online loan and you’re eligible for instant funding to your debit card, the loan proceeds may be available within 30 minutes of loan approval and verification, or funding could take up to 4 hours. Funding times vary based on your bank.2

At ACE, we consider several factors, such as loan type, state regulations, eligibility, and approval pursuant to standard underwriting criteria. If you are approved and eligible for additional ways to receive your online loan proceeds, you will be presented with the instant funding to your debit card option after signing your loan documents. Please note that not all banks allow instant funding, and not all applicants are approved for a loan or for instant funding.

  • If you are not eligible for instant funding to your debit card, then we will not ask for your debit card information.
  • If you are eligible for instant funding, you enter your debit card information.2 If your bank does not allow instant funding, we will notify you by email. Your money will then be direct deposited into your bank account by the next business day.3

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.

You can repay your loan using one of the following methods:

  • Pay In-Store: Find an ACE store near you in Kansas and repay your loan with cash.
  • Pay Online: Log in to the loan payment center at www.myacepayments.com.
  • Pay Over the Phone: Call our 24/7 automated phone system at (866) 728-1808. Convenience fees may apply.

ACE may obtain information from a non-traditional consumer reporting agency, and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.

Contact Us


Call Us

Online Loans Phone: (866)-ACE-CASH

In-Store Loans Phone: (877) ACE-CASH

Email Us

Online Loans Email: InternetOps@acecashexpress.com

All Other Inquiries: CustomerService@acecashexpress.com