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What Do I Need to Apply

What Do I Need to Apply for a Payday Loan?

Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below. 

  • Name 
  • Address 
  • Valid and Active Email 
  • Phone Number 
  • Valid Social Security Number or Individual Taxpayer Identification Number

To Keep Things in Mind When Applying for a Payday Loan in Texas

  • Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source    
  • Proof of active checking or savings account that we ask to be open for at least one month

To Keep Things in Mind When Applying for a Payday Loan in Texas

Texas Payday Loan Questions

You can apply for a payday loan online.  

  1. Complete the payday loan application. It takes just a few minutes. 
  2. Receive an instant decision. 
  3. If approved, have funds direct deposited to your bank account by the next business day, or depending on your state, if eligible, pick up cash at a store near you!1  

ACE Cash Express offers payday loans in Texas from $100 - $1,500. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.2

If approved, your funds will be direct deposited into your bank account by the next business day, or, in some states, if eligible, you can pick up cash same-day at one of our stores!1

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.

To cancel the loan, please send an email to with a request to cancel your contract or call us at (877)-ACE-CASH.