Installment Loans from your Computer

Satisfaction Guaranteed

Loans Up to $20004

Installment Loans at ACE allow you to pay your loan over a longer period of time than your traditional Payday Loan.2 Plus, your loan comes with a Satisfaction Guarantee. So if you change your mind about your loan, just return it within the time period noted below and pay nothing more.

48 Hour Satisfaction Guarantee Period
Delaware, Missouri, New Mexico, South Dakota

72 Hour Satisfaction Guarantee Period  
California, Ohio, Texas  

Just apply and you're on your way

We've streamlined the Installment Loan application process to make it easy for you to get the cash advance you need - fast.  No faxing or collateral required!  In fact you can complete the application online now and get a decision in minutes.

Cash deposited overnight 3

Make sure you have your social security number and banking information handy while completing the application, as you will need this information to be eligible for a loan. If approved, your cash should be deposited overnight.3


Fast Cash

Instant loan decision

Loans from $200 - $2,000 4

Cash deposited overnight 3

Safe and Secure

Secure Application

Easy Application

No Faxing Required

A Trusted Partner

More than 40 years of trust

More than 1,500 locations

Dependable quality service

  • Application

    Get an instant decision in just a few minutes.1

  • Requirements

    View our minimum requirements for being approved for a loan.

  • Licenses and Rates

    View our state license and short term lending rates.

  • FAQs

    Find answers to common questions about online loans.

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  • More Information

    More details about how to use online loans.

1. Rates and terms will vary depending upon the state where you reside. ACE Cash Express, Inc. is licensed pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Finance Lenders License. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Ohio may be arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. All loans subject to approval pursuant to standard underwriting criteria. Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

2. Installment Loans are intended for customers who need more time to pay off their loan than provided by a single-payment Payday Loan. Individual payment amounts for an Installment Loan are smaller when compared to the single-payment Payday Loan for the same loan amount. The total sum of payments for an Installment Loan will be higher than a single-payment Payday Loan if you pay off the Installment Loan according to the payment schedule set forth in the associated loan agreement.

3. Loan approval is subject to various underwriting criteria. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days.

4. Loan amounts range from $200 - $2,000 in every state except California. The minimum and maximum loan amount in California is $2,500.


Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to Clarity Services, Inc., P.O. Box 5717, Clearwater, Florida 33758, (866) 390-3118 and/or FactorTrust, Inc., P.O. Box 3653, Alpharetta, Georgia 30023, (678) 306-2260.