Texas Payday Loans

Any of the Texas locations of ACE Cash Express make it fast and simple to get the funds you need. ACE has locations to meet your needs across the state including in Houston, San Antonio and Dallas. ACE offers a variety of services online such as Pay Day Loans, Installment Loans, Title Loans, Prepaid Debit Card, and Auto Insurance as well as a complete range of financial services at our location offices. Find an ACE store in your area or get started now using our easy online application.

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In Store Services in Texas

Bill Payments

We can help you pay your bills accurately and quickly. All types of bills can be paid, including electricity, gas, water, cell phone, cable, satellite, insurance, credit card, and more!

  • Multiple payment methods accepted.
  • Over 13,000 available merchants.
  • Bills are paid using MoneyGram.

Check Cashing

Turn your check into cash without a bank account. ACE is one of the largest check cashing services in the United States. Our convenient process does not require a bank account. We make it easy! Our convenient process does not require a bank account. Simply visit one of our over 950 locations—we make it easy!

  • No credit check necessary.
  • No waiting. Get your funds today.
  • Most types of checks accepted.

Money Orders

Money orders are a safe, widely accepted form of payment. Because you have a receipt of the transaction, the money order is traceable if it is lost or stolen. When confidence matters, send a MoneyGram money order in the mail instead of cash. Purchase your money orders with cash in any denomination up to $1,000 (varies by state) by visiting one of over 950 ACE Cash Express stores.

  • Fees starting at $0.89.
  • Money orders can be deposited into bank accounts.

Payroll Direct Deposit

Our prepaid debit cards give you power in managing your money. We offer direct deposit to the card and easy cash withdrawals in store. With our prepaid debit card, you can say:

  • Goodbye hidden fees
  • Goodbye minimum balance
  • Goodbye confusing fee plans

Tax Services

No matter where you had your taxes prepared, ACE is the place to get your refund cashed. We cash large checks and you can walk out of the store with your cash in hand. You can also load your tax refund proceeds directly onto a debit or prepaid card.

  • Over 950 ACE locations.
  • We cash large checks.

ACE Flare™ Account by Metabank®

The ACE Flare Account by Metabank is a Bank Account that provides you with the tools you need to manage your money the way you want. With qualifying Direct Deposit activity, you can enjoy these features:

  • Get paid up to 2 days faster2
  • Withdrawals up to $400 in cash per day without a fee3

*Account opening is subject to verification of identity.

Payday Loans

Payday loans are short-term loans designed to help you pay your immediate expenses. The loan balance is due the following payday.

  • Easy application.
  • Fast cash available.1

Installment Loans

Installment loans are short-term loans that offer higher loan amounts than payday loans and give the borrower more time to pay back the loan than payday loans do.

  • Repay over time, not all at once.
  • Fast cash available.1

Title Loans

Title loans are secured loans for higher amounts of cash. Get a title loan with ACE, get the cash you need, and keep driving your car.

  • Easy application.
  • Fast cash available.1

ACE Elite™ Visa® Prepaid Debit Card

The prepaid debit card gives you the power to manage your money. You can direct deposit to your card and easily withdraw cash in-store.

  • No minimum balance.
  • Choose the right fee plan for you.

*Card usage is subject to card activation and identity verification.

Money Transfers

When you need money sent worldwide in a flash, the money transfer service can help you get your cash where it needs to go. With options for same-day and three-day services, you can choose the speed or cost savings that fit your needs.

  • Send money to over 200 countries.
  • Money is sent securely by MoneyGram.

ATM

Withdraw cash from most credit or debit cards at over 950 ACE Cash Express stores.

Online Services in Texas

Payday Loans

Payday loans are short-term loans designed to help you pay your immediate expenses. The loan balance is due the following payday. Payday loans available online only in Texas.

  • Easy application.
  • Fast cash available.1

Installment Loans

Installment loans are short-term loans that offer higher loan amounts than payday loans and give the borrower more time to pay back the loan than payday loans do.1

  • Repay over time, not all at once.
  • Fast cash available.2

ACE Flare™ Account by MetaBank®

The ACE Flare Account by Metabank is a Bank Account that provides you with the tools you need to manage your money the way you want. With qualifying Direct Deposit activity, you can enjoy these features:

  • Get paid up to 2 days faster2
  • Withdrawals up to $400 in cash per day without a fee3

*Account opening is subject to verification of identity.

ACE Elite™ Visa® Prepaid Debit Card

The prepaid debit card gives you the power to manage your money. You can direct deposit to your card and easily withdraw cash in-store.

  • No minimum balance.
  • Choose the right fee plan for you.

*Card usage is subject to card activation and identity verification.

Texas

Texas Locations Other States »

  1. All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.​ Populus Financial Group, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law. Loans in Minnesota made by ACE Minnesota Corp. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Populus Financial Group, Inc. is licensed by the Virginia State Corporation Commission, PL-115. If applying online, loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to two days. All loans subject to approval pursuant to standard underwriting criteria. In-store cash pickup is subject to approval pursuant to standard underwriting criteria. In-store cash pickup not available in all states. Online loans not available in all states. Populus Financial Group, Inc., 300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062, ST.760164.000

  2. Faster funding claim is based on a comparison of MetaBank's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

  3. Make up to $400 in fee-free cash withdrawals per day from your ACE Flare Account by MetaBank by using your debit card at participating ACE Cash Express locations. $400 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. A direct deposit (no dollar minimum) made to the account within the immediately preceding 35 days is required. See store for details. Offer subject to change. While this feature is available at no additional charge with qualifying direct deposit activity, certain other transaction fees and costs, terms, and conditions are associated with the use of this account. See the accountholder agreement for more details.