Payday Loans

Money when you need it most.

  1. 1
    Apply Online in Minutes
    Our online application is fast, secure, and easy.

  2. 2
    Get an Instant Decision
    You will receive a decision immediately following completion of your application.1

  3. 3
    Fast Cash Available
    If approved, pick up your cash at your local ACE store or have it electronically deposited into your account.2
Fast Cash

Fast Cash1,2

Manage your account on your mobile device


72 Hour Risk-Free Satisfaction Guarantee


Apply Now for a Payday Loan

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Faxless Payday Loan

At ACE Cash Express, we do what we can to make applying for a payday loan hassle-free. We do not have a lengthy loan application and we do not require anything to be faxed. Instead, we allow you to apply for a loan online so that, if you are approved, you could receive funds within one to two business days1,2 - with no extra paperwork needed.

Submitting an online application is free, and we do not require collateral for the loan. If approved, your faxless payday loan proceeds may be electronically transferred to your checking account overnight.1,2 It is a quick process for receiving fast cash.

One benefit of our faxless payday loan, besides simplicity, is the assurance that sensitive information is not shared with the wrong people. At ACE Cash Express, we respect your online privacy and safety. ACE has been in business since 1968, and values its relationship with millions of customers.

We are a leading financial services retailer, with over 1,000 locations throughout the U.S. If you cannot visit us in person, our online loan application process is a fast, safe alternative. Feel free to call one of our representatives at (866) 355-6815 to discuss the options we have for you today.