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Payday Loans in Louisiana
Payday loans in Louisiana may offer cash when you need it to cover medical bills and other emergency expenses. With loan amounts from $100 - $300, you can apply for what you need and get back on your way, if approved. 1
Payday loans are short-term loans that offer quick cash. Typically, they are due in full on your next payday. Need more time to repay? Choose a Louisiana in-store installment loan and repay over time, not all at once. 2
ACE offers different ways to receive online loan funds.
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Deliver funds instantly to a qualifying debit card.3
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Deposit money into your bank account overnight.1
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Pick up cash at your nearest ACE Cash Express store.1
What Do I Need to Apply
What Do I Need to Apply for a Payday Loan?
Anyone is free to apply for a loan. The process is quick and simple, and all you need are a few pieces of information to get the loan application started. Refer to the guidelines below.
Personal Information
- Name
- Address
- Valid and Active Email
- Phone Number
- Valid Social Security Number or Individual Taxpayer Identification Number
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of active bank account that we ask to be open for at least one month.
Things to Keep in Mind When Applying for a Payday Loan in Louisiana
Personal Information
- Name
- Address
- Valid and Active Email, where applicable
- Phone Number
- Valid, government-issued ID<sup>2</sup>
Income Information
- Proof of a steady source of recurring income, such as employment, disability, retirement, self-employment, or another income source
- Proof of a bank account that we ask to be open for at least one month. Debit cards or pre-printed checks may be accepted in your state as proof of bank account. Contact your local store for details. Acceptable documents may vary by state.
Things to Keep in Mind When Applying for a Payday Loan in Louisiana
Louisiana Payday Loan Questions
You can apply for a payday loan online or in person at an ACE Cash Express store location.
ACE Cash Express offers payday loans in Louisiana from $100 - $300. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria. 1
If approved for a loan and to have money instantly funded to your debit card, the loan proceeds may be available within 30 minutes of loan approval and verification, or funding could take up to 4 hours. Funding times vary based on your bank.3
At ACE, we take several factors into consideration, such as loan type, state regulations, eligibility, and approval pursuant to standard underwriting criteria. If you are approved and eligible for additional ways to receive your online loan proceeds, you will be presented with the instant funding to your debit card option after signing your loan documents. Please note, not all banks allow instant funding and not all applicants are approved for a loan or for instant funding.
- If you are not eligible for instant funding to your debit card, then we will not ask for your debit card information.
- If you are eligible for instant funding, you enter your debit card information, and your bank does not allow instant funding, then we will notify you immediately by email and your money will be direct deposited into your bank account by the next business day.
You can get cash fast, if approved! If you apply in-store and you are approved, you’ll receive your funds immediately! 1 Walk out with cash in hand. If you apply online and are approved, there are three ways to receive your funds:
- If eligible, get your funds loaded to your debit card.3
- Have money direct deposited into your bank account by the next business day. 1
- If eligible, pick up cash same-day at one of our stores! 1
Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving funds and pay nothing more.
Why Choose ACE Cash Express
ACE Cash Express has been in business for more than 50 years. That kind of experience makes us a dependable choice for your financial needs. ACE Cash Express delivers a broad range of financial products and services, including short-term consumer loans, card services, check cashing, money transfers, bill payments, and money orders.
What Consumers Say
Contact Us
Phone: (877) ACE-CASH
Online Loans: InternetOps@acecashexpress.com
All Other Inquiries: CustomerService@acecashexpress.com
