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Why Should I Apply for a Louisiana Payday Loan?


Payday loans in Louisiana may offer cash when you need it to cover medical bills and other emergency expenses. With our hassle-free application process, it’s simple to apply for a $100 - $300 payday loan in Louisiana.1

About Louisiana Payday Loans


A Louisiana payday loan, also referred to as a cash advance, is a short-term loan that is typically due in full on the borrower’s next payday. Need more time to repay? Consider a Louisiana in-store installment loan and – if approved – repay over time, not all at once.1,2

What Do I Need to Apply for a Louisiana Payday Loan?


apply for a Louisiana payday loan with your mobile device

Anyone can apply for a payday loan. The process is quick and simple, and all you need are a few pieces of information to start the loan application.

For complete details, please visit the Payday Loan Requirements page.

Why Choose ACE for a Louisiana Payday Loan?


ACE is a top payday lender, with a proven history you can trust. Come to one of our 30+ Louisiana stores and receive great customer service! Or fill out an application online from wherever you are. We also offer other products and services for your financial needs like card services, check cashing, money transfers, bill payments, and money orders.

If Approved Online, How Quickly Do I Receive Funds from a Louisiana Payday Loan?


ACE offers three ways to receive loan proceeds, if you're approved online:

  • debit cards

    Funds delivered instantly to a qualifying debit card, also known as instant funding.3

  • bank building

    Money deposited into your bank account the next business day.4

  • money in hand

    Same-day cash pick up at an ACE store near you.1

Where Does ACE Offer Louisiana Payday Loans?


paddle boarding in the Louisiana bayou

In addition to our online application, ACE has more than 30 stores in Louisiana. Not only do we operate in and around larger cities like New Orleans, Baton Rouge, and Shreveport, ACE also has stores in smaller towns across the state like Alexandria, Lake Charles, and Monroe.

If you are approved for a loan at one of ACE’s Louisiana stores, you get same-day cash!

How Do I Repay My Louisiana Payday Loan?


repaying your Louisiana payday loan is simple

If You Applied and Are Approved Online

ACE will automatically withdraw the amount you owe from your bank account on the day your payday loan is due (also called an ACH payment). You can also use one of these other methods:

  • Pay Online: Log in to your loan payment center at www.myacepayments.com.

  • Pay Over the Phone: Call our 24/7 automated phone system at (866) 728-1808.

  • Pay at an ACE Store: Visit any Louisiana ACE store to pay off your loan.

If You Applied and Are Approved at an ACE Store

Go to any Louisiana ACE store to pay off your loan with cash on or before the due date (typically your next payday). Customers can also pay online or by calling (866) 728-1808.

Louisiana Payday Loan FAQs


Yes. Payday loans are allowed for Louisiana residents. ACE is a licensed lender in Louisiana.

ACE Cash Express offers loan amounts in Louisiana that range from $100 to $300. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.​​​1 See the Louisiana fee schedule for information about applicable rates and fees.

ACE may consider your credit score, credit history, and other information received from a non-traditional credit reporting agency, but we also use information other than your credit score to determine your ability to repay the short-term loan.1 Don’t let a less-than-perfect credit score or credit history discourage you from applying.

Every loan at ACE comes with a 72-hour satisfaction guarantee. If you change your mind about your loan, just return the principal within 72 hours after receiving the funds and pay nothing more.

Contact Us


Call Us

Online Loans Phone:
(866)-ACE-CASH

In-Store Loans Phone:
(877) ACE-CASH

Email Us

Online Loans Email:
InternetOps@acecashexpress.com

All Other Inquiries:
CustomerService@acecashexpress.com