About Oregon Payday Loans
When unexpected expenses occur between paychecks, such as a medical emergency or need car repairs, you might consider a payday loan to help cover your short-term financial needs.
Oregon payday loans (also known as cash advances) at ACE Cash Express are available in-store and range from $100 - $300. Borrowers generally repay the loan amount on their next payday.
With more than a dozen stores in Oregon, you can find an ACE location near you where you can apply. If approved, you walk out with cash in hand.1
What Do I Need to Apply for an Oregon Payday Loan?
Any Oregonian can apply for a payday loan at ACE. The application process is hassle-free and takes just a few minutes. You’ll receive a quick decision. If approved, review and sign the loan documents to walk out with cash in hand.1
Some of the items you may need to apply for a payday loan in-store are:
A valid Social Security Number or Individual Taxpayer Identification Number
A valid and active phone number and email account
Proof of a steady source of recurring income: A recent pay stub, benefit statement, or other documentation to verify your income, whether it’s through employment, retirement, disability, self-employment, or another income source.
For complete details, please visit the Payday Loans Requirements page.
Why Choose ACE for an Oregon Payday Loan?
ACE offers short-term, personal loans in-store, designed to help pay towards unexpected expenses or emergencies. We have more than 50 years of experience in the financial services industry and have served millions of consumers just like you! ACE delivers a broad range of financial products and services to Oregon consumers, including cash advances, card services, check cashing, money transfers, bill pay, and money orders.
Visit an ACE store in Oregon to discover why we’re one of the most trusted places to get cash when you need it.
Oregon Payday Loan FAQs
ACE Cash Express offers payday loans in Oregon from $100 - $300. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
ACE may obtain information from a non-traditional consumer reporting agency, and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.†
Oregon payday loans are due 31 days from origination, if approved. Please see your loan agreement for your exact payment due date and details.
You can repay your loan by going to the store where you got the loan with cash, pay online with a card, or pay through the phone. Check with your nearest ACE store for details.
If you change your mind about your Oregon payday loan, you have until close of business on the third business day after receiving your funds to return the principal and pay nothing more. For example, if you take out a loan on Monday, you have until close of business on Thursday to cancel your loan.
Yes, you can apply for a payday loan in Oregon if you’re retired, but you must have a steady source of recurring income payments.
