Payday loans are short-term loans designed to help you pay for immediate expenses. The loan balance is due in full on your next payday.
If you need quick cash and you have a steady source of income, a payday loan could be an option for you. Payday loans can help you cover overdue utility bills, unexpected car repairs, and other emergency expenses.
You can apply for a payday loan at certain ACE store locations. Just use the store locator to find a store near you and apply in person. If you are approved, you can walk out with cash in hand.1
Payday loans are available in-store in South Carolina and range from $100 - $550. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.
If you are approved, you will immediately receive your approved loan amount in cash.1
Your payday loan will be due on your next payday (loan duration is state-specific). You will be informed of the due date if your loan is approved.
You should pay off your loan in the store where the loan was originated with cash on or before the due date. You will not be penalized for making an early payment.
In South Carolina refinances are not permitted on payday loans.
Every loan comes with a 72-hour satisfaction guarantee. So if you change your mind about your loan, just return the principal within 72 hours and pay nothing more.
In Ohio and Virginia, you have until 5:00 PM Central Time on the third business day after receiving your funds to cancel your loan. For example, if you take out a loan on Monday, you have until 5:00 PM Central Time on Thursday to cancel your loan.
Our credit decision on your application may be based in whole or in part on information obtained from a consumer reporting agency, including, but not limited to, TransUnion, LexisNexis, and/or FactorTrust, Inc. However, inquiries by us will not affect your FICO® score.