Cash Advance

Money when you need it most.

  1. 1
    Apply Online in Minutes
    Our online application is fast, secure, and easy.

  2. 2
    Get an Instant Decision
    You will receive a decision immediately following completion of your application.1

  3. 3
    Fast Cash Available
    If approved, pick up your cash at your local ACE store or have it electronically deposited into your account.2
Fast Cash

Fast Cash1,2

Manage your account on your mobile device

Convenient

72 Hour Risk-Free Satisfaction Guarantee

Risk-Free3

Apply Now for a Cash Advance

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Easy Application for Cash Advance

If you are facing an unexpected cash shortage before payday, a cash advance can help you hang on until the next check arrives. One of the best things about an online payday loan is the simple application process. Unlike long-term lenders, we do not require collateral, credit reports, or extensive paperwork. The application can be filled out 24/7 online and takes less than 5 minutes to complete.

ACE Cash Express representatives process loan applications quickly and efficiently and the entire application is completed online. That means, if you are approved, you could receive your funds within one to two business days.1,2

No Credit Checks

Since there is no credit check required, you do not have to have a pristine credit score to obtain a cash loan. At ACE, we realize that unforeseen financial difficulties can greatly impact your credit score. Rather than worrying about how you will qualify for a loan through your banking institution, let us simplify the loan process so you can get your finances back on track.

Cash Advance Reminders

The loan application process is simple, but there are a few things to remember before applying:

  • Cash advances are called "short-term" for a reason. Depending on your type of loan, you will pay back your loan on your next paycheck date. ACE recommends you to not obtain a cash advance if you know you will not be able to cover it in the allotted time.
  • Make sure you read your contract carefully and understand how much you will be charged on your short-term loan.
  • Do your research to find a reputable loan company so you will not get scammed. ACE Cash Express has a network of over 1,000 convenient U.S. locations and has served over 38 million customers since 1968.