Cash Advance

Understand the Basics of Short-Term Loans.

  1. 1
    Apply Online in Minutes
    Our online application is fast, secure, and easy.

  2. 2
    Get an Instant Decision
    You will receive a decision immediately following completion of your application.1

  3. 3
    Fast Cash Available
    If approved, pick up your cash at your local ACE store or have it electronically deposited into your account.2
Fast Cash

Fast Cash1,2

Manage your account on your mobile device

Convenient

72 Hour Risk-Free Satisfaction Guarantee

Risk-Free3

Apply Now for a Cash Advance

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How Does a Cash Advance Work

Cash advances are simple. Fill out an easy application by providing your social security number, proof of income, and bank account information, and get an instant decision. If approved, you may have cash within next business day.1,2 After you receive the cash, use it to pay off emergency medical bills, surprise car repairs, or any of your cash flow needs. Remember, a cash advance is designed to be a short-term solution and should be budgeted for repayment by the next paycheck or sooner.

Benefits of a Cash Advance

Although a cash advance or "short-term" loan is not the most practical option for every consumer, it does offer great benefits for many who may have emergency financial needs or infrequent cash flow issues.

Other benefits include:

  • Quick and easy application and funding: After approval, cash is quickly deposited into your bank account.1,2
  • Electronic transfer: The safest and most secure way to receive your cash.
  • No prepayment penalties: Cash advance loans generally do not cost you more money if paid off early, while some banking institutions may charge for prepayment.
  • No hidden fees: We disclose our rates and fees up front, and you will never pay an application fee or any other hidden charges.